We are confident that we can match you with your real rates and real repayments, just like going and applying with each lender, that we guarantee it. If you are able to get a better deal with a broker or at the lender we will give you $200!
The fine print of the offer
Information on how to enter forms part of the Terms and Conditions of entry to this promotion. Entry into the promotion is deemed acceptance of these Terms and Conditions.
Entry is open to residents of Australia who are 18 years and older who have completed all entry fields on a Profile Questionnaire via our website at money.com.au (Website) and receive the generated comparison of consumer credit products via the results page (Eligible Entrants). Eligible Entrants are restricted to one entry only.
Directors, management and employees of Money Pty Ltd and its related bodies corporate are not eligible to enter.
Commercial applicants, including sole traders, are not eligible to enter.
The promoter is Money Pty Ltd (ABN: 42 626 094 773), a credit representative (Number: 526574 of JB Finance Pty Ltd (Australian Credit Licence Number: 390645) (Money Pty Ltd, we, our or us).
Money Pty Ltd may modify these Terms and Conditions at any time, without prior notice to you and without your consent.
To enter this promotion Eligible Entrants must comply with the promotion guidelines as described in these Terms and Conditions.
Eligible Entrants must obtain a written quote or offer from a lender (who is not on our panel of lenders) with a lower total cost of repayment (Competitor Offer) and provide a copy of the Competitor Offer to Money Pty Ltd at firstname.lastname@example.org within five (5) business days’ of completing the Profile Questionnaire. Money Pty Ltd will attempt to find a consumer credit product issued by one of our panel of lenders with a total cost of repayment which is equal to or less than the Competitor Offer (Panel Offer).
Money Pty Ltd will provide the Eligible Entrant with the details of the Panel Offer referred to in section 9 or advise that a Panel Offer could not be obtained within five (5) business days of receiving the details of the Competitor Offer.
The details of the Panel Offer are current as at the time they are delivered to the Eligible Entrant. To the extent permitted by law, we make no representations or warranties about the Panel Offer including (without limitation) that it is complete, accurate, reliable, up-to-date or suitable for any particular purpose.
Details of the Panel Offer will be provided to the email address entered into the Profile Questionnaire.
In the event Money Pty Ltd cannot obtain a Panel Offer and the Eligible Entrant provides evidence they have drawn down the loan, which is the subject of the Competitor Offer, Money Pty Ltd will provide you with a Voucher. A copy of the loan contract for the Competitor Offer, must be provided to Money Pty Ltd at email@example.com within seven (7) days of the Eligible Entrant being advised by us that a Panel Offer could not be obtained.
Money Pty Ltd will provide the Voucher within seven (7) days of receiving evidence of the loan the subject of the Competitor Offer being drawn down.
The Voucher is a Bunnings or Woolworths or Westfield egiftcard to the value of AUD200. The determination of whether the Eligible Entrant is provided with a Bunnings or Woolworths gift card is at the sole discretion of Money Pty Ltd.
If the Voucher described in section 15 becomes unavailable for any reason beyond Money Pty Ltd’s reasonable control, then a similar Voucher of equal value will be provided.
Specific terms and conditions apply to the use of the Voucher. You should contact the issuer of the Voucher for a copy of such terms and conditions. You are responsible for ensuring the Voucher is used and redeemed in accordance with the terms and conditions of the issuer.
The Voucher is non-transferable, non-refundable and non-redeemable for other goods or services. Money Pty Ltd accepts no responsibility for any tax implications that may arise from the provision of the Voucher.
The Voucher is deemed to have been delivered to you when it is delivered in person or to a person Money Pty Ltd believes to be your agent or representative or to your place of work. Money Pty Ltd accepts no responsibility and accepts no liability for any aspect, feature or characteristic of the Voucher, including performance, serviceability, safety or integrity.
Money Pty Ltd and its Directors, employees and agents shall not be liable for any loss (including, without limitation, indirect or consequential loss), damage, personal injury or death which is suffered or sustained (including but not limited to that arising from any person’s negligence) in connection with taking the Voucher or using the Voucher, except any liability that cannot be excluded by law (in which case that liability is limited to the minimum allowable by law).
Money Pty Ltd reserves the right to verify the validity of entries and reserves the right to disqualify any entrant for: (a) tampering with the entry process; or (b) for submitting an entry which is not in accordance with these Terms and Conditions; or (c) if the entrant is engaged in any unlawful or other improper misconduct calculated to jeopardise the fair and proper conduct of the promotion. Money Pty. Ltd legal rights to recover damages or other compensation from such an offender are reserved.
Any attempt, deliberate or otherwise, to undermine the legitimate operation of this promotion may be a violation of criminal and civil laws and should such an attempt be made, whether successful or not, Money Pty Ltd reserves the right to seek damages to the fullest extent permitted by law. If Money Pty Ltd suffers loss or incurs any costs in connection with any breach of these conditions of entry or any other legal obligation by an entrant, the entrant agrees to indemnify Money Pty Ltd for those losses, damages and costs.
If for any reason this promotion is not capable of running as planned because of any cause beyond the reasonable control of Money Pty Ltd which corrupts or affects the administration, security, fairness, integrity or proper conduct of this promotion, Money Pty Ltd reserves the right in its sole discretion to cancel, terminate, modify or suspend the promotion, subject to any written directions under applicable State or Territory legislation.
Money Pty Ltd will not be responsible for any incorrect, inaccurate or incomplete information communicated in the course of, or in connection with, this promotion if the deficiency is occasioned by any cause outside the reasonable control of Money Pty Ltd including lost applications and without limitation technical malfunctions or failures.