LOANS

Personalised Loan Shopping

See which lenders will give you the best loan. Instant online results.

$

This is a totally free process and will not affect your credit rating.

coinsphone screen reflectionmobile phone
Fast, Stress free, No obligation

Here's how easy it is

Icon of a form

One smart-form

Simple & quick, we narrow down the lenders you're eligible for.

Icon of a graph in a hand

Personalised rates

See multiple lender rates you actually qualify for, all at once.

Icon of a hand holding a bag of money

Checkout with confidence

After easily comparing, select the lender who best suits you.

coinsphone screen reflectionmobile phone
MONEY HAS BEEN FEATURED ON:

Our mission

Money.com.au (Money) is on a mission to enable Australian consumers to enjoy an online shopping experience for financial products, starting with personal loans.

We believe that by providing you with fair & transparent choice, we will achieve our mission, and help more Australians get better deals (more for your money).

Putting you first means:

  • We only show you loans you qualify for, ranked by the lowest repayment

  • We show you “apples with apples” loan comparisons (by simplifying & standardising information)

  • We do not accept paid endorsements or promote lenders based on commission.

Illustration of a business woman launching to the moon

Compare personal loan rates

In the table below, the repayments are based on a $30,000 loan repaid over 5 years for an individual with excellent credit. To get your personalised rate for different amounts and terms, click 'Get your rate'.

Loan Terms
Interest Rates
(APR)
Comparison Rates
(APR)
Upfront Fees
Ongoing Fees
(pw)
Repayments
(pw)
Total
Cost
18 - 84 months 4.95% - 17.95% 4.95% - 17.95% $0 $0 $130 $33,800 Get your rate
6 - 84 months 6.39% - 17.89% 6.39% - 20.41% $0 $0 $135 $35,100 Get your rate
24 - 60 months 6.99% - 19.99% 6.99% - 21.56% From $0 $0 $137 $35,620 Get your rate
36 - 84 months 6.99% - 19.95% 7.55% - 20.89% From $475 $0 $139 $36,140 Get your rate

Representative example: based on a loan of $30,000 over 5 years a borrower with an excellent credit history can expect to pay a total of $33,800. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 4.95% p.a. and includes all interest and fees included in your loan repayments over the life of your loan.

How much money do you need?