LOANS
See which lenders will give you the best loan. Instant online results.
This is a totally free process and will not affect your credit rating.
Here's how easy it is
One smart-form
Simple & quick, we narrow down the lenders you're eligible for.
Personalised rates
See multiple lender rates you actually qualify for, all at once.
Checkout with confidence
After easily comparing, select the lender who best suits you.
Our mission
Money.com.au (Money) is on a mission to enable Australian consumers to enjoy an online shopping experience for financial products, starting with personal loans.
We believe that by providing you with fair & transparent choice, we will achieve our mission, and help more Australians get better deals (more for your money).
Putting you first means:
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We only show you loans you qualify for, ranked by the lowest repayment
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We show you “apples with apples” loan comparisons (by simplifying & standardising information)
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We do not accept paid endorsements or promote lenders based on commission.
Compare personal loan rates
In the table below, the repayments are based on a $30,000 loan repaid over 5 years for an individual with excellent credit. To get your personalised rate for different amounts and terms, click 'Get your rate'.
Loan Terms |
Interest Rates (APR) |
Comparison Rates (APR) |
Upfront Fees |
Ongoing Fees (pw) |
Repayments (pw) |
Total Cost |
||
|---|---|---|---|---|---|---|---|---|
 |
18 - 84 months | 4.95% - 17.95% | 4.95% - 17.95% | $0 | $0 | $130 | $33,800 | Get your rate |
 |
6 - 84 months | 6.39% - 17.89% | 6.39% - 20.41% | $0 | $0 | $135 | $35,100 | Get your rate |
 |
24 - 60 months | 6.99% - 19.99% | 6.99% - 21.56% | From $0 | $0 | $137 | $35,620 | Get your rate |
 |
36 - 84 months | 6.99% - 19.95% | 7.55% - 20.89% | From $475 | $0 | $139 | $36,140 | Get your rate |
Representative example: based on a loan of $30,000 over 5 years a borrower with an excellent credit history can expect to pay a total of $33,800. Interest rates vary subject to a full credit assessment. This represents a comparison rate of 4.95% p.a. and includes all interest and fees included in your loan repayments over the life of your loan.
How much money do you need?
This is a totally free process and will not affect your credit rating.
What type of loan do you need?
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Warning
For Personal Loans, the comparison rate is based on a $30,000 unsecured loan over 5 years; For Secured Car Loans, the comparison rate is based on a $30,000 secured loan over 5 years. This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
© Copyright 2021 Money Ltd.
Disclaimer
Money Pty Ltd (trading as Money.com.au) provides information about credit products and is authorised to do so as a Credit Representative (Number: 526574) of JB Finance Pty Ltd (Australian Credit Licence 390645). Money.com.au does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the Money.com.au website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.