Where you find the right loan.
Transparent, quick, simple.
- Loans from 6.50% p.a*
- Instant results
- Over 30 lenders
Loans from 6.50% p.a*
Instant results
Over 30 lenders
AS FEATURED IN
Our Promises
$200 Best Match Guarantee
100% Australian Customer Support
30+ Australian Lenders for you to choose from
No Credit Score Impact
Shopping around for the right loan can save you thousands of dollars in interest and fees
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- Enter your loan information
- Instantly see your options
- Select and apply online
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Hear from the people who found the right loan
30+ Australian Lenders for you to choose from
Frequently Asked Questions
Get help from a real-life Money Matchmaker® from start to finish.
What credit score do I need for a loan?
This depends on the lender. It also depends on which company they check your credit score with as the score ranges vary. As an example, Equifax (one of the major credit reporting companies operating in Australia) classifies anything above 669 as being a ‘good’ credit score.
Having a good credit score means you would be eligible for a loan with most lenders (depending on your other circumstances).
But having a bad credit score isn’t the end of the world. It can simply mean you need to apply with more specialist lenders.
If you have a bad credit score and your application is accepted, you may be offered higher interest rates and/or more restrictive loan terms.
Avoid making multiple car loan applications in a short space of time as this can damage your credit score.
Find out what your credit score is for FREE before you apply for a loan.
How do I give myself a better chance of loan approval?
The following steps could help make you a better candidate for a loan:
- Check your credit score in advance and take steps to improve it if it’s not in good shape.
- Avoid making loan applications if you have started a new job recently.
- Don't apply for loans you can't afford. Work out how much you can afford to repay comfortably each month and stick to that as your maximum budget.
- Review the lender’s lending policies and eligibility criteria before you apply.
If you need help, give us a call. We are experts who can guide you through the process and can be particularly useful for complex applications.
Where can I get a loan?
You can apply for a loan with banks, car dealerships, finance brokers or online lenders.
They all have different products and rates so it can be hard to find the right one for you.
We recommend using Money Matchmaker® to do the leg work for you. It's like applying direct with a range of lenders all at once.
Which lender is best for my loan?
This really depends on what you want from a loan deal.
Online loan lenders often have the lowest interest rates. They can also approve loans quickly in many cases, if your application is straightforward.
The reality is shopping around is the best way to find the most suitable lender for you.
*Information about comparison rates Comparison rates are designed to allow borrowers to understand the true cost of a loan by taking into account fees and charges, the loan amount and the term of the loan. The comparison rate is based on an unsecured fixed rate personal loan of $30,000 over 5 years. WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.
