Pay Calculator

Use our income tax calculator to calculate your take home pay.

  • Take Home Pay
    Take Home Pay $0
  • Total Taxes
    Total Taxes $0
  • Super savings
    Total Super $0

Breakdown

Weekly Fortnightly Monthly Annually
Taxable Income $0 $0 $0 $0
Super 1 $0 $0 $0 $0
Income Tax $0 $0 $0 $0
Medicare Levy 2 $0 $0 $0 $0
Medicare Levy Surcharge 3 $0 $0 $0 $0
HELP/SSL/TLS Repayment $0 $0 $0 $0
SFSS Repayment $0 $0 $0 $0
STSL Repayment $0 $0 $0 $0
SAPTO $0 $0 $0 $0
Tax Offsets 4 $0 $0 $0 $0
Total Tax $0 $0 $0 $0
Take Home Pay $0 $0 $0 $0
1 This is the amount your employer pays into your superannuation account. It's your money (for when you retire) and you do not need to pay tax on it.
2 Medicare gives Australian residents access to health care. It's partly funded by the Medicare Levy, which is 2% of your taxable income. You pay a Medicare Levy in addition to the income tax you pay on your taxable income.
3 Medicare Levy Surcharge (MLS) is levied on Australian taxpayers who don't have an appropriate level of private hospital insurance and who earn above a certain income threshold.
4 Depending on your income, you may be entitled to the new low and middle income tax offset, weekly, fortnightly, monthly figures are estimates.

Pay Calculator users also ask:

Take home pay is the amount you will receive after deductions such as income tax, medicare levy, student loan repayments and voluntary contributions, less any tax offsets you are eligible for. To calculate your take home pay subtract all deductions, less any tax offsets, from your gross income. Take home pay = Gross Income - (Deductions - Tax Offsets)
For example: 75,000-(17422-1080)=56,658
Or use the Money Pay Calculator.

Your gross salary does not include any superannuation paid by your employer.
Superannuation is paid on top of your gross salary, and is calculated by multiplying your gross salary by 9.5% (the current Superannuation Guarantee rate is 9.5%). For example, if your annual gross salary is $100,000, your annual super would be $9,500.

The tax you need to pay depends on your taxable income and other factors that impact tax payable such as your residency status, student debt, medical cover, marital status and benefits you may be eligible for. A simple way to calculate tax you need to pay is to use an online pay calculator. Taxable income is the amount left after deducting allowed expenses. To calculate tax payable on taxable income you need to use a range of tax tables.

The following example shows Resident Tax Rates for 2019-20, and do not include the Medicare levy of 2%.

Taxable income Tax on this income
0 – $18,200Nil
$18,201 – $37,00019c for each $1 over $18,200
$37,001 – $90,000$3,572 plus 32.5c for each $1 over $37,000
$90,001 – $180,000$20,797 plus 37c for each $1 over $90,000
$180,001 and over$54,097 plus 45c for each $1 over $180,000

The tax brackets for Australian Residents for 2019-20 are as follows:

  • 0% - ($0 - $18,200)
  • 19% - ($18,201 – $37,000)
  • 32.5% - ($37,001 – $90,000)
  • 37% - ($90,001 – $180,000)
  • 45% - ($180,001 and over)

The table below illustrates how your tax bracket and taxable income relate to the amount of tax you will be required to pay.

Taxable income Tax Bracket Tax Payable
0 – $18,2000%Nil
$18,201 – $37,00019%19c for each $1 over $18,200
$37,001 – $90,00032.5%$3,572 plus 32.5c for each $1 over $37,000
$90,001 – $180,00037%$20,797 plus 37c for each $1 over $90,000
$180,001 and over45%$54,097 plus 45c for each $1 over $180,000


For example, if your taxable income is $65,000 you fall into the 32.5% bracket, but you are only paying 32.5% for each $1 over over $37,001. For the first $37,001 you will pay a total of $3,572.