In this Agreement, unless otherwise indicated: Agreement means this agreement as amended from time to time. Business Day means a weekday on which banks are open for general business in Melbourne. Business Hours means from 9am to 6pm on a Business Day. CCA means the Competition and Consumer Act 2010 and any fair trading or consumer protection law of a state or territory. Commencement Date – see item of the Details Confidential Information means all information in any medium or format relating to the Service, Leads, Lenders, Loans, Commissions, the Lender Program, the Platform, Money or Money’s business, plans, current or proposed strategies, methods, resources, staffing or prospects, and all other information of or about Money that is marked ‘confidential’ or is by its nature proprietary or confidential, other than information which: is generally available in the public domain (except as a result of a breach of confidence or unauthorised disclosure by Lender); or is lawfully disclosed to Lender by a third party without restriction on disclosure. Consequential Loss means economic loss; business interruption; loss of data, revenue, profits, actual or potential business opportunities, contracts or anticipated savings; an obligation to indemnify another person; an obligation to contribute to the compensation of loss or damage suffered by another person; and consequential loss within the meaning of Environmental Systems Pty Ltd v Peerless Holdings Pty Ltd  VSCA 26. Corporations Act means the Corporations Act 2001. Details means the part of this Agreement so titled. GST means the same as in A New Tax System (Goods and Services Tax) Act 1999. IP means proprietary information and intellectual property owned by a party, including copyright, moral rights, registered and unregistered trade marks, trade secrets and patents. Law includes any law, case law, statute, regulation, court order, standard, guideline, determination, industry code of conduct and direction or order issued by a Regulator. Lead means a potential borrower/s who Introducer refers to Money. Introducer means the party referred to in Item of the Details who is a party to this Agreement. Loss means loss, harm, damage, costs expenses incurred or suffered by a person and any claim made against a person, but does not include Consequential Loss. Referral Fee means a fee payable by Money to the Introducer for Leads that the Introducer refers to Money (subject to the terms of this Agreement) and is specified in Item 4 of the Details. Officer means the same as in the Corporations Act. Personnel means a person’s employees, contractors, agents, Lenders, Officers and Associates. Privacy Law means Privacy Act 1988 (Cth) and any regulations or statutory instruments made under it. Relevant Interest means the same as in the Corporations Act. Representative means employee, agent, sub-agent, contractor, sub-contractor, representative, Officer or assign of a party. Service means the service operated by Money to provide finance to customers including through the Platform. Territory means each Australian state and territory.