This Financial Services Guide (FSG) is dated 1 July 2025 and replaces all previous versions.

62 Consulting Pty Ltd (ABN 88 664 809 303) (AFSL 548573) authorises the distribution of this FSG.

About this guide

This FSG is an important document that is designed to tell you about:

If you need further information on any of these matters, please contact us at hello@money.com.au

Money.com.au is a financial services platform providing general information, comparison and referral services for Australians.

Money Pty Limited is an authorised representative (AR 001307399) of 62 Consulting Pty Limited (ABN 88 664 809 303) (AFSL 548573) (62C).

Information provided by Money is general financial product advice only and is prepared without taking into account any of your objectives, financial situation or needs. You should consider seeking the advice of relevant legal, taxation, superannuation, and/or other relevant advisors before the information is acted on.

We will not provide advice on classes of financial products other than those identified in Money authorisations under the AFSL through which it operates.

Money is not a registered tax agent and any reference to tax is incidental and must be confirmed with a registered tax agent.

The material posted on our website and emails to subscribers contain general information and commentary only and should not be considered a recommendation to buy or sell any financial product or service. Readers are able to access our website anywhere, at any time and our emails are free to those who subscribe.

What are our authorisations?

Money is authorised to provide general financial product advice on the following financial products:

To contact us

You can contact us via email at 02 7228 4189 or at our office at: Level 4, 160 Edward St, Brisbane, QLD, 4000 Australia.

We will only offer you general financial product advice. You should note that general advice does not relate specifically to you and is prepared without taking into account any of your objectives, financial situation, goals or needs.

As a result, before acting on the general advice, you should consider the appropriateness of the advice, having regard to your objectives, financial situation, goals and needs. You should consider seeking the advice of relevant legal, taxation, superannuation, financial and/or other relevant advisors before any information is acted on.

If the general advice provided relates to securities (or interests in managed investment schemes) which are listed on an exchange (usually the ASX). You should consider any information published by the listed company (including, without limitation, any prospectus, ASX announcements, or other investor updates published by the relevant company) before investing, acquiring or selling any shares.

What do we expect from you?

We expect that you will provide us with accurate information when you subscribe for our services so that we have a reasonable basis on which to provide you with general advice.

Privacy

We are committed to implementing a privacy policy which will ensure the privacy and security of your personal information. To view our Privacy Policy, Money Privacy Policy.

How are we paid for the services we provide?

Money Pty Ltd’s fees are generated from the services it provides companies who pay for content production and content distribution.

Does any relationship exist which might influence the service or advice I receive?

Neither Money Pty Ltd nor 62 Consulting Pty Ltd are owned by a Fund Manager or institution. Money Pty Ltd is remunerated on the following:

Our staff are aware of their obligations to disclose the extent and nature of any relationship that may influence their decision making at the time the advisors provide a financial service.

Will you give me advice that is suitable to my investment needs and financial circumstances?

No, Money provides general financial product advice only.

What should I know about the risks of the investment recommendations made to me?

Money is authorised by 62 Consulting Pty Ltd to provide general financial product advice only. General advice includes information contained in our articles and publications about our views on companies and markets we are interested in or invest in, or that we have been paid to write about.

The information provided on our website does not provide advice about financial products suitable for your particular goals, needs, objectives, or financial circumstances, even if we may have commented in view of the current or future market conditions or prospects for the securities.

This information does not constitute personal investment advice or recommendations and it has been prepared without taking into account your objectives, financial situation or needs.

You should always consider the appropriateness of the advice, in light of your own objectives, financial situation, goals or needs before acting on the advice. You should consider and discuss this information with your financial professional before making an investment decision.

What information do you maintain in my file and can I examine my file?

It is a requirement by law that we hold all information you give us for a period of 7 years. You can request to view the information we hold at any time.

What kind of compensation arrangements are in place and are these arrangements compliant?

Money Pty Limited has arrangements in place to ensure that it continues to maintain Professional Indemnity Insurance given the requirements to have adequate compensation arrangements regarding financial services provided to retail clients under Section 912B of the Corporations Act 2001 (Cth).

We are committed to providing quality advice to our clients. This commitment extends to providing accessible complaint resolution mechanisms for our clients. If you have a complaint about the service provided to you, please contact your Money Pty Limited advisor immediately. We will acknowledge receipt of your complaint by email within 24 hours of receiving it.

If your complaint is not satisfactorily resolved within 5 Business Days, please contact Money’s authorising licensee 62 Consulting Pty Ltd on 0418 202 228 or by email at compliance@62consulting.com.au 62 Consulting Pty Ltd will respond to you within 30 calendar days of Money receiving your complaint.

If your complaint is not resolved to your satisfaction, you have the right to pursue your complaint with AFCA. AFCA provides a conciliation and arbitration service to assist consumers in the resolution of their complaints. Their services are free to complainants. Their website is www.afca.org.au and their contact number is 1300 931 678. You may also write to them at AFCA, GPO Box 3 Melbourne, Victoria 3001 or email at info@afca.org.au.

The Australian Securities and Investments Commission, (ASIC), also has a free call info line on 1300 300 630 which you may use to make a complaint or obtain information about your rights.