Australia's Money Matchmaker™

Compare wedding loan rates in 60 seconds

Get your best wedding loan. Compare prequalified offers from 11 lenders. Apply with confidence.

  • Comparison rates from 4.99% p.a*
  • 100% free with no credit score impact
  • No hidden fees or broker fees
Best match guarantee or $200* we're confident
Best match guarantee or $200* we're confident
Australia's Money Matchmaker matching you with your best loans across multiple lenders
My matching process checks multiple lender rates at once, making it super fast to shop around.

Why Money Matchmaker™

Personal loan rates from 11 lenders in 60 seconds with Money Matchmaker
Real rates, not click bait

Rate comparison websites show you a low rate that hardly anyone qualifies for. We show real loan rates based on matching you to lender rules.

Money Matchmaker is 100% free to use
No hidden fees or paid promotions

A broker can add up to $1000 to your loan. A rate comparison site gets as much as $50 per click to a lender, so they don't care if you get rejected. We only charge the lender and we only do that if you take out a loan through us.

Money Matchmaker puts you in control of your loan choices
No time wasting or sales calls

Googling options and applying to each lender wastes time and can affect your credit score. Using rate comparison sites often leads to annoying sales calls. We show you options in 60 seconds with no follow up calls.

“Super quick, I got lots of offers. All I had to do was choose which one! I went with Wisr because they were the cheapest. Thanks” - Angela

Wedding loans

Written by

Shaun McGowan

It’s hard to believe the average Australian wedding costs $36,000.

Despite your best efforts, saving for your wedding is not always as easy as it sounds.

Rest assured, you can get a wedding loan if you want to.

It’s essentially a personal loan that you use to cover the cost of your wedding day and even your honeymoon.

Just like shopping around for your wedding outfits or cake, it’s important to do the same for your wedding loan.

Below we’ll cover off how to compare and choose the best wedding loan for your circumstances.

What to look for when choosing a wedding loan

Things to consider

The four types of fees you should be aware of when comparing a wedding loan

  • Upfront costs - establishment fees and application fees
  • Ongoing fees - annual fees and monthly fees
  • Late payment fees - charged if you miss a payment
  • Extra repayment fees - charged if you make early repayments to reduce the amount of interest payable on the principal amount.

Even if you plan for your wedding to be expensive, it doesn’t mean your loan should be!

Try to avoid loans with upfront fees, at the very least, minimise these. And you definitely want to make sure you can make extra repayments or pay off your loan earlier without any penalty fees.

Choosing the right loan term

How long you have to repay a loan can greatly affect your repayments and the total cost of your loan.

A longer loan term will mean lower repayments, but you'll pay more interest over time and higher fees.

A shorter loan term has higher repayments and a lower overall cost.

You may wish to take a longer term loan but have the ability to make extra repayments when you can afford to (without fees of course).

Find the best deal on wedding loans


How to qualify and apply for a wedding loan

You can apply for a wedding loan in Australia if you are:

  • Over the age of 18; and
  • An Australian citizen or permanent resident; and
  • Employed or have a regular source of income over $25,000 per year

If you meet the basic eligibility for a wedding loan, you will then need to compare lenders and assess their individual approval criteria.

To get a wedding loan you will need to

The most important factor when gaining approval is to demonstrate your ability to meet the repayment schedule over the term of the loan. Learn about this here.

If you take our Money Matchmaker™ quiz and find a lender you want to apply with, you will be directed to the lender’s website.

After speaking with the lender, they may require you to provide additional documents;

  • Proof of identity — e.g. passport or driver licence
  • Proof of income — e.g. payslips, bank statements
  • Details of any current debts or other loans

You will need to provide personal identification and financial documents (usually your bank statements or recent payslips), as lenders will need to assess your financial stability and determine if you can service the loan amount.

If you do not find any available offers to compare, you can work with a personal finance broker to assist in finding you a suitable deal and completing your application.

Brokers operate all across Australia — whether you need a wedding loan in Newcastle, Sydney, Melbourne, Canberra, Perth, Adelaide, or Brisbane, you'll be able to find one who can help you assess a range of suitable options specific to your financial circumstances. Note that a broker will most likely charge you a fee for their service.

Here are the most popular questions people are asking about wedding loans

Can I get a wedding loan if I have bad credit?

Yes in most cases you can get a wedding loan with bad credit, although you may have to pay higher interest rates and fees.

How much do wedding loans cost?

The cost of wedding loans depends entirely on the amount you borrow, your loan term and the interest rates and fees you’re charged. A longer loan term usually costs more.

Can I apply for a wedding loan online?

Yes, most lenders offer 100% online applications for wedding loans.

How much can I borrow with a wedding loan?

Depending on your personal situation, you can get a loan for your wedding up to $75,000.

Meet Money Matchmaker™

"Hey I’m Money Matchmaker™, I have a team of wizards making me super smart. I’ve been loaded up with all the information that lenders use, and when you take my quiz, I use your answers to check against all our lenders at once. I’m harmless, I don’t impact your credit score and I’ll show you the best loan matches I can with no brokers fees or annoying ads"

Money Matchmaker

Meet your Potential Wedding Loan matches

Meet Plenti
  • No Early Repayment Fees
  • No Monthly Fees
  • Get Funds 24 Hours From Approval
Meet Wisr
  • Same day decisioning
  • No admin, early repayment or "risk" fees
  • Support from real people
Meet Fair Go
  • Build your credit score by making timely repayments
  • Once approved, loans are funded in minutes
  • Flexible repayments; weekly, fortnightly, monthly options
Meet Society One
  • No ongoing fees
  • No monthly fees
  • No Deposit Required
Meet Jacaranda
  • Apply in under 8 minutes
  • Once approved, cash transferred in 60 seconds
  • No early termination fees
Meet Money3
  • Pay your loan out early with no fees
  • Increase regular payments to suit your situation
  • Make extra repayments at any time
Meet Now Finance
  • Get a guaranteed, personalised rate in 2 minutes
  • Apply online in under 10 minutes
  • Weekly and fortnightly repayments
Meet Finance One
  • Pay your loan out early with no fees
  • Change payment dates and frequency at any time
  • Make extra repayments at any time
Meet Alex
  • $0 establishment fee
  • $0 ongoing fees, early repayment fees, exit fees
  • Multi Award winning and 100% digital

The right wedding loan can save you $1,000s


About the Author

Shaun McGowan from



Shaun McGowan

Shaun is the founder of and is determined to help people pay as little as possible for financial products. Through education and building world class technology. Previously Shaun co-founded and Lend.

*Information about comparison rates Comparison rates are designed to allow borrowers to understand the true cost of a loan by taking into account fees and charges, the loan amount and the term of the loan. The comparison rate is based on an unsecured fixed rate personal loan of $10,000 over 3 years. WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.


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Money Pty Ltd (trading as provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.