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Health Insurance Offer Terms & Conditions

View eligibility criteria, exclusions and more for partner health insurance offers.

See-U by HBF

Eligibility

This offer is available to new see-u by HBF policyholders who:

  • Purchase an eligible combined Hospital & Extras cover via eligible and approved distributers.
  • Complete the purchase in a single transaction between 9:00am (AEST) on 28 July 2026 and 11:59pm (AEST) on 1 November 2026.
  • Maintain continuous, paid cover for the required period(s) to receive the free weeks.

This offer is not available to:

  • Employees of see-u, QCHF, HBF, or related entities.
  • Current or former members who have received a promotional joining offer for a see-u by HBF branded policy in the last 18 months.
  • Existing see-u members making changes to their current policy (including upgrades, downgrades, or adding dependants).
  • Policies purchased as Hospital-only or Extras-only cover.
  • Policies combined with products outside the eligible list.
  • Members redeeming another see-u promotion, incentive, or weeks free offer at the same time.

Eligible Products

  • Starter Hospital $750 Excess with Daily Co-Pay (Basic) + Eligible Extras
  • Starter Hospital $750 Excess (Basic) + Eligible Extras
  • Saver Hospital $750 Excess (Bronze Plus) + Eligible Extras
  • Saver Hospital $750 Excess with Daily Co-Pay (Bronze Plus) + Eligible Extras
  • Smart Hospital $750 Excess (Bronze Plus) + Eligible Extras
  • Secure Hospital $750 Excess (Silver) + Eligible Extras

Fulfilment of 4 Weeks Free

  • 4 weeks free cover will be applied after 8 weeks of continuous eligible cover, provided full payment has been received and the policy is set to direct debit.

HBF Health Limited ABN 11 126 884 786 trading as see-u by HBF Phone: 1300 499 260 Email: info@seeuhealthinsurance.com.au

  • If a member’s last full payment aligns with their free-cover eligibility date, the free cover will begin from their next scheduled payment date.
  • During free-cover periods, direct debits will be paused automatically. Regular payments will resume immediately after the free weeks end.

Fulfilment of 2- & 6-Month Extras Waiting Period Waiver

  • Applies to the Extras portion of the policy only.
  • Hospital waiting periods and any Extras waiting periods over 6 months still apply.
  • If you join within 2 months of leaving another Australian health insurer, we’ll generally recognise any waiting periods already served on a comparable or lower level of cover.
  • Member must be financial and have paid 4 weeks of premiums before any claims can be approved. Eligible claims for services received from the join date will be payable once this is met.

General Conditions

  • Free weeks are not redeemable for cash or any other benefit.
  • This offer cannot be used in conjunction with any other see-u promotion, incentive, or weeks free offer.
  • see-u by HBF reserves the right to vary, withdraw, or amend this offer and its qualifying criteria at any time without notice.