Get the right home loan sooner with support from our mortgage brokers
See personalised results in under 2 minutes
Step 1
Chat with a broker at a time that suits you. We'll take the time to understand your goals and financial situation.
Check if I qualifyStep 2
We go beyond the basics, comparing dozens of lenders to uncover the most competitive options to suit you.
Compare home loansStep 3
From paperwork to progress updates, we handle the details every step of the way so you don't have to.
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"Michael and Merlan were very attentive and responsive throughout our home purchase process. They helped us secure a great mortgage rate and even offered a rebate for using their services. Highly recommend! "
"Thank you, Merlan and Katey, for your incredible support and guidance throughout my home-buying journey. You made the process simple, stress-free, and were always there to help whenever I needed it. I truly appreciate all your hard work and would highly recommend your services!"
"Katey & Merlan were extremely knowledgeable and helpful in sourcing us a home loan. Made the entire process extremely easy. Katey often worked after hours to push things through which was greatly appreciated. Would trust Money.com with any loan applications as we certainly will use them again."
"I was looking for a refinance It was tricky to get a best rate with offset account. Yang Qiu helped us for getting the perfect rate with the best options we could get. "
"I honestly can’t recommend Nick enough. He made what could have been a really stressful process feel so easy. He was always quick to answer my questions, explained everything in a way that actually made sense, and kept me updated every step of the way. Nothing was ever too much trouble, and I always felt like he genuinely had our best interests at heart. Thanks so much, Nick. We really appreciate everything you did for us!"
"Exceptional customer service from a fantastic team. Katey and Merlan made the entire process very simple and stress free. They both went above and beyond to help me out, and their efficiency and support were way above expectations. Definitely a great option for broker services, I highly recommend Money.com.au!! Thank you :)"
"Thank you so very much. Katey, Merlan and the team at money.com were extremely efficient, friendly and made our refinance smooth and hassle free. They made sure we get the best deal possible. Every communication was transparent with no hidden information. Highly recommend them if anyone looking to refinance. God bless you all richly!! Melieta and Jaison "
"Katey and Desiree have been very helpful and very responsive to all my questions and emails, even late in the evening. "
"Very prompt service and helpful all the way through "
"I can’t recommend my broker highly enough. I made the decision to proceed with Nick Burgess on Tuesday afternoon and by Friday morning my finance has been approved – an incredible turnaround time. As a first-home buyer, the process felt overwhelming at times, with a lot of documentation, questions, and back-and-forth communication required. Throughout every step, my broker was professional, responsive, and always available to answer my questions. Their communication was exceptional, keeping me informed at every stage and making sure I understood exactly what was happening. Most importantly, they gave me confidence throughout the entire process. Buying your first property is a huge milestone, and having someone knowledgeable, proactive and genuinely invested in achieving the best outcome for me made all the difference. Thank you for making what could have been a stressful experience feel smooth and manageable. I wouldn’t hesitate to recommend your services to anyone looking for a mortgage broker, especially first-home buyers."
"We were delighted with the warm, helpful, fully informed and friendly advice received. Came away fully satisfied all our questions had been answered FULLY. Some were even ANTICIPATED. Nick KNOWS HIS STUFF"
"Agent inspired confidence. Good answers to concerns. Responsive. "
"So our agent Nick was what made this experience easy and stress free. Refinancing is stressful, but Nick turned around our package very quickly and on a decent rate in a competitive climate. He was responsive through out the process and always clarified any of our silly questions, demonstrating his patience and care with respect to customer service. We’ll be hitting him in a few years time when our current rate expires!"
"Nick's service was great. He knew his stuff and was able to help me work out exactly what I needed. Much appreciated! Thank you Nick 🎉"
"We had an outstanding experience working with Michael Burgess at money.com.au. From start to finish, he was professional, responsive, and genuinely invested in helping us achieve the best outcome. Michael secured us a great mortgage and, more importantly, put together a clear and well thought out plan for transitioning into our next home. We were navigating a bridging loan, and he made the entire process feel smooth and straightforward. Nothing was ever too much trouble, and he explained everything in a way that gave us real confidence at every step. It honestly could not have been easier. Highly recommend Michael to anyone looking for expert guidance and a seamless experience."
"Straight to the point information. No beating around the bush if you can borrow money or refinance. Very helpful. Thank you very much 👍"
"So helpful! Saved me a bunch of time and money. Thankyou for your assistance and efficiency."
"I had a really great experience with money.com. The entire process was super straightforward and easy to follow, which made everything feel stress-free from start to finish. The customer service was incredible. The team was friendly, helpful, and always willing to answer any questions I had. They were also very responsive, which I really appreciated. On top of that, the pricing was excellent and very competitive. I would definitely recommend them to anyone looking for a smooth and reliable experience."
"Explained everything really well,treated me like I mattered an just got the job done👍"
"Great customer service,,,"
The Gold Coast is on track to hit one million residents by 2045 – and with that kind of growth, property demand is only going to heat up.
Whether you’re already a homeowner or trying to break into the market, now’s the time to get ahead. That’s where we come in – our mortgage brokers move fast to help you secure pre-approval so you’re ready when the right place comes along.
We blend decades of experience with smart tech to match you with great home loan options from a wide range of lenders. Plus, we take the time to understand what matters to you, like having an offset account, a redraw facility, or the flexibility to make extra repayments without paying any fees.
It’s not uncommon for lenders to have wiggle room to offer discounts on the rates they advertise. Our brokers are experts at securing the best deal possible for customers. We also look beyond the rate, recommending loan features, structures, and strategies that can cut years off your mortgage and save you thousands in interest.
The Gold Coast is one of Australia’s fastest-growing regional property markets, with strong interstate migration continuing to fuel demand. As the average property value starts to mirror Brisbane’s, the Gold Coast has become just as attractive to investors as it is to owner occupiers – offering lifestyle appeal and long-term growth for buyers from all walks of life.
Nathan from Queensland
"We bought our first house about 12 months ago, but I was talking to the boys at work and everyone seemed to be on a better interest rate than I was. So I figured I’d check it out online and do a comparison and came across Money.com.au. I entered a few details to see if I could get a cheaper rate and ended up talking to Nick, who was awesome. He did exactly what he said he was going to do, made it easy and got everything sorted for me. We ended up saving half a percent on our loan, so as much as the last two RBA rate cuts and all up we’re saving around $300 a month."
Nathan from Queensland
Deborah Hays, Senior Mortgage Broker
“We’ve supported all kinds of buyers, each with their own goals and financial situations. Need to refinance to consolidate debt into one easy repayment? We can help. Chasing a better interest rate? We’ve got options. Looking for a cashback offer? We know which lenders are offering them. In a rush to settle? We know who can move quickly. Whatever your situation, we’ll use our experience to guide you toward the right solution.”
Deborah Hays, Senior Mortgage Broker
We analysed thousands of home loan applications submitted through Money.com.au in 2025 across Queensland, including strong activity in South East Queensland and the Gold Coast. Overall, the average property purchase price was $968,543, with borrowers contributing an average deposit or usable equity of $381,889. This resulted in a typical loan-to-value ratio (LVR) of 60.6%.
Among buyers, owner-occupiers purchased homes averaging $800,308 and contributed deposits of $158,832. Investors paid slightly less on average, buying properties priced at $778,741 with deposits of $151,125 – reflecting the continued appeal of lifestyle and investment markets such as the Gold Coast.
Property values were higher for refinancers, particularly across established coastal and metropolitan areas. Owner-occupiers refinancing held homes worth an average of $1,101,654 and had equity of $568,521, while investors refinancing owned properties valued at $1,099,624, with average equity of $492,765.
Our team of brokers and lending specialists know local markets across Australia – and the Gold Coast is no exception. We’re here to support your property journey with detailed suburb reports and insights tailored to the homes you’re eyeing.
Whether you're exploring Burleigh Waters, Mudgeeraba, Coomera or Surfers Paradise, we’ll connect you with a broker who knows the Gold Coast market like the back of their hand.
Queensland has now overtaken Victoria as the second-largest state for investment loans and the Gold Coast is playing its part in that growth. Owner-occupier construction loans across the state outperformed the national average, with the average home loan size for owner-occupiers jumping 7% year-on-year to $669,803.
At the same time, recent research from Money.com.au has shed light on the financial pressures many homeowners are feeling. From rising mortgage stress to concerns about long-term affordability, these insights reflect the changing landscape – something our Gold Coast brokers understand firsthand. Here’s what we uncovered:
:quality(80)) | Interest rate 5.94% p.a. variableComparison rate 5.94% p.a.Redraw App Fee: $600 Max LVR 50% | Compare now on Money.com.au or visit site |
:quality(80)) | Interest rate 5.99% p.a. variableComparison rate 6.02% p.a.Redraw Split Loan Max LVR 60% | Compare now on Money.com.au or visit site |
:quality(80)) | Interest rate 6.03% p.a. variableComparison rate 6.17% p.a.Redraw Split Loan Max LVR 70% | Compare now on Money.com.au or visit site |
:quality(80)) | Interest rate 6.08% p.a. variableComparison rate 6.09% p.a.Redraw Split Loan Max LVR 60% | Compare now on Money.com.au or visit site |
:quality(80)) | Interest rate 6.09% p.a. variableComparison rate 6.11% p.a.Redraw Split Loan Max LVR 50% | Compare now on Money.com.au or visit site |
HOME LOANS
Lender's mortgage insurance (LMI) is charged on some home loans with less than a 20% deposit. Find out how LMI works, what it costs and how to avoid it.
HOME LOANS
You can buy a home in Australia with no deposit. Common options include using a guarantor or equity in a property you already own. Here's how it all works.
Home loan comparison rates are calculated based on a loan amount of $150,000 repaid over a 25-year term with monthly repayments. The comparison rates only apply to the examples given. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Check with the provider for full loan details, including rates, fees, eligibility and terms and conditions to make sure the product is right for you.
General information only The information on this page is general in nature and has been prepared without considering your objectives, financial situation or needs. You should consider whether the information provided and the nature of any home loan product is suitable for you and seek independent financial advice if necessary.
We are not providing you with a recommendation or suggestion about a particular home loan. You should read the relevant disclosure statements or other offer documents before deciding whether to apply for or continue to use a particular product.
What products, features and information are shown While we make every effort to ensure all home loans available in Australia are shown in our comparison tables, we do not guarantee that all products are included.
Our product comparisons may not compare all home loan features and attributes relevant to you.
Product information, such as interest rates, fees and charges, is subject to change without notice. Before acting on any information, you should confirm the relevant product information with the lender.
How home loans are sorted and filtered by default When results load initially in the main comparison table on this page, we show relevant loans from our sponsored partners first, then all loans on our database starting with the lowest relevant rate available from each of Australia's top 10 largest lenders first (top 10 is according to APRA, based on total value of loans per lender). We know these are the rates our customers are most interested in seeing. After these initial results, we show all products on our database, sorted as follows:
Some home loan products listed in our tables are available through a mortgage broker. Mortgage brokers may not be able to offer loans from every provider and there may be more suitable loans for your personal circumstances.
Mortgage brokers are not authorised by Money Pty Ltd's Australian Credit Licence and operate under their own Australian Credit Licence, or as a credit representative of another Australian Credit Licensee. Mortgage brokers can make recommendations about home loan products that may suit your objectives, financial situation and needs.
Our tables feature all home loans available from lenders on our database that match the search criteria selected. Lenders do not pay to feature in our tables. Partner lenders with loans marked as ‘sponsored’ may pay a commission to Money.com.au if you click to visit their website.
If you get help from a mortgage broker as a result of visiting this page, we may earn a commission.
