HOME LOANS
Can you get a no-deposit home loan?
By Megan Birot
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Home Loans
Personal Loans
Car Loans
Business Loans
Credit Cards
Banking
Health Insurance
Gold Coast Mortgage Brokers
Updated 30 Apr 2025
Get the right home loan sooner with support from our Gold Coast mortgage brokers and lending experts.
Excellent
4.7 out of 5
Our dedicated Home Loan experts are here to help.
How our Gold Coast mortgage brokers can help
We dig deeper to deliver bigger savings for Gold Coast homeowners.
Step 1
Pre-qualify
Chat with a broker at a time that suits you. We'll take the time to understand your goals and financial situation.
Check if I qualify
Step 2
Compare
We go beyond the basics, comparing dozens of lenders to uncover the most competitive options to suit you.
Compare home loans
Step 3
GET YOUR LOAN
From paperwork to progress updates, we handle the details every step of the way so you don't have to.
Apply for a loan
Meet our expert team
Deborah Hays, Senior Mortgage Broker
Debbie is a Senior Mortgage Broker and Finance Specialist at Money.com.au, with more than 25 years of experience in the finance industry. Known for her friendly and approachable nature, Debbie is committed to understanding each client’s unique financial goals. This dedication has helped her build strong, trusting relationships with a wide range of clients. Debbie believes every client deserves personalised attention and aims to exceed expectations at every opportunity. In recognition of her expertise and outstanding customer service, Debbie was named one of the Mortgage Professional Australia (MPA) Elite Women of 2024.
Michelle Rhodes, Senior Mortgage Broker
Michelle is a Senior Mortgage Broker at Money.com.au, bringing over 20 years of experience in banking and finance, including roles at CBA, Loans.com.au and several other brokerages. She has built a deep expertise in residential lending through various positions across her career. Michelle is renowned for delivering exceptional customer service and achieving great results for clients in a wide range of situations. Her ability to manage the funding process from application to approval and settlement, conduct online loan interviews, and foster strong relationships within the broker network has played a key role in her success.
Victoria McGavin, Lending Specialist
Victoria is a Lending Specialist at Money.com.au, where she helps Australians achieve the dream of owning their own home. Her journey in the finance industry began at Loan Market Group, where Victoria worked as a broker assistant and later as an assistant to the CEO. Victoria then progressed into a broker role, where she reached several key career milestones and deepened her expertise in home lending. Victoria is passionate about guiding people through the lending process and is committed to working tirelessly to help clients reach their financial goals.
Tahlia Millard, Lending Specialist
Tahlia is a Lending Specialist at Money.com.au and often the first point of contact for clients after they submit an enquiry. She handles a wide range of questions, gathers essential borrower information, and prepares loan applications to ensure they’re complete and ready for submission. Before joining Money.com.au, Tahlia built her industry experience at a non-bank lender and BOQ, following her studies at university in finance - bringing over a decade of practical, hands-on knowledge to the role.
Some of the lenders our brokers work with
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Hear from some of our existing clients...
How our expert team can help Gold Coast buyers
The Gold Coast is on track to hit one million residents by 2045 – and with that kind of growth, property demand is only going to heat up.
Whether you’re already a homeowner or trying to break into the market, now’s the time to get ahead. That’s where we come in – our mortgage brokers move fast to help you secure pre-approval so you’re ready when the right place comes along.
We blend decades of experience with smart tech to match you with great home loan options from a wide range of lenders. Plus, we take the time to understand what matters to you, like having an offset account, a redraw facility, or the flexibility to make extra repayments without paying any fees.
Jacob Overs, Money.com.au’s General Manager - Lending
“It’s not uncommon for lenders to have wiggle room to offer discounts on the rates they advertise. Our brokers are experts at securing the best deal possible for customers. We also look beyond the rate, recommending loan features, structures, and strategies that can cut years off your mortgage and save you thousands in interest. With a 4.7 out of 5 ‘Excellent’ rating on Trustpilot, we’re proud to make the homebuying process easier, smarter and far less stressful.”
Jacob Overs, Money.com.au’s General Manager - Lending
The Gold Coast is one of Australia’s fastest-growing regional property markets, with strong interstate migration continuing to fuel demand. As the average property value starts to mirror Brisbane’s, the Gold Coast has become just as attractive to investors as it is to owner occupiers – offering lifestyle appeal and long-term growth for buyers from all walks of life.
Types of Gold Coast borrowers our mortgage brokers can help
- First home buyers: Not sure where to start? We’ll walk you through your options, compare first home buyer loans, and help you understand which Queensland government grants or concessions you might be eligible for – so you can buy with confidence on the Gold Coast.
- Refinancers: Regularly reviewing your home loan is one of the best ways to stay ahead. We’ll help you figure out if refinancing could save you money or better suit your current needs, especially if your loan-to-value ratio (LVR) is lower than when you first took out a loan.
- Investors: Whether you're purchasing your first investment property or growing your portfolio, we’ll help you structure your loan to support your long-term goals and maximise returns – not just chase a low rate.
- Upsizers and downsizers: Planning your next move? From bridging loans to flexible loan features, we’ll tailor a lending solution to make transitioning into your next home on the Gold Coast smooth and stress-free.
- Self-employed and low doc borrowers: Being self-employed shouldn’t hold you back from owning property. We work with lenders who specialise in low doc home loans and understand the unique income patterns of business owners.
- Borrowers with complex scenarios: Credit challenges or non-standard income? No worries. With access to bad credit home loans, we help Gold Coast buyers with a range of financial situations get into the market – and build towards better options in the future.
A word from one of our mortgage brokers…
Deborah Hays, Senior Mortgage Broker
“We’ve supported all kinds of buyers, each with their own goals and financial situations. Need to refinance to consolidate debt into one easy repayment? We can help. Chasing a better interest rate? We’ve got options. Looking for a cashback offer? We know which lenders are offering them. In a rush to settle? We know who can move quickly. Whatever your situation, we’ll use our experience to guide you toward the right solution.”
Deborah Hays, Senior Mortgage Broker
How well does our team know the Gold Coast property market?
Our team of brokers and lending specialists know local markets across Australia – and the Gold Coast is no exception. We’re here to support your property journey with detailed suburb reports and insights tailored to the homes you’re eyeing.
Whether you're exploring Burleigh Waters, Mudgeeraba, Coomera or Surfers Paradise, we’ll connect you with a broker who knows the Gold Coast market like the back of their hand.
Key insights into home loans in Queensland
Queensland has now overtaken Victoria as the second-largest state for investment loans and the Gold Coast is playing its part in that growth. In 2024, owner-occupier construction loans across the state outperformed the national average, with the average home loan size for owner-occupiers jumping 13% year-on-year to $602,361.
At the same time, recent research from Money.com.au has shed light on the financial pressures many homeowners are feeling. From rising mortgage stress to concerns about long-term affordability, these insights reflect the changing landscape – something our Gold Coast brokers understand firsthand. Here’s what we uncovered:
- Nearly half of homeowners (44%) say their mortgage causes them the most financial stress.
- Two in five Australians support using negative gearing to reduce investment property tax.
- Saving for a house deposit took 3 - 4 years for 40% of buyers, while 23% did it in under two.
- 13% of homeowners needed a guarantor to get into the market.
- RBA rate changes leave 51% feeling uneasy, 19% highly stressed, and only 26% unfazed.
- Over a third of borrowers (35%) expect to still be paying off their mortgage well into their 50s or 60s.
- 39% aren’t sure about refinancing, but 25% would consider it if rates come down.
- Half of Queenslanders don’t believe their dream home is financially within reach.
Crunch the numbers on your home loan
Find out what a new home loan or refinance could mean for you finances.
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