Australia’s Money Matchmaker®

Meet Plenti

last update 4 October 2021

Their Summary

We will take the time to get to know you so we can offer you a better rate based on your good credit history. We can give you faster, fairer loans for your big ideas.

Why match with Plenti?

Reason's to say yes:

We’re well reviewed with more 5 star reviews than any other personal lender, Plenti is the home of happy borrowers.

  • 28 awards in six years
  • 3,645 brilliant 5 star reviews
  • 15,000+ customers with second loans

What are Plenti’s values?

  • Thinking like you We’ll never forget that you are what they are all about
  • Making it happen We keep it simple, do it with you, and get the job done
  • Doing what’s right Our decisions matter
  • Being the best We’re a high performance team with ideas that make the different
Improve your credit score with Money Matchmaker

Their Rates

Personal LoansCar LoansDebt Consolidation LoansRenovation Loans

Rates from 6.39% p.a

Rates from 5.99% p.a

Rates from 6.39% p.a

Rates from 6.39% p.a

Comparison Rates from 6.39% p.a

Comparison Rates from 6.54% p.a

Comparison Rates from 6.39% p.a

Comparison Rates from 6.39% p.a

Personal Loan rates for your credit score

Credit ScoreRate

Excellent Credit (Fixed)

6.39% (min) / 7.89% (max)

Very Good Credit (Fixed)

7.69% (min) / 10.79% (max)

Good Credit (Fixed)

10.59% (min) / 13.99% (max)

Average Credit (Fixed)

13.79% (min) / 17.99% (max)

Their Fees and Facilities

Fee or Facility TypeAmount or Answer

Establishment Fee

$0 to $99

Monthly Fee

$0

Early Repayment Fee

$0

Dishonour Fee

$25

Late Payment Fee

$10

Redraw Facility

No

Security

Unsecured

What can they offer?

Plenti Personal Loan

For when your big ideas need a little help. Their 3 key selling points:

  • Smarter - an experience as simple as tap, swipe, click
  • Fairer - tailored rates that reward you for your good credit history
  • Faster - receive your money 24 hours after approval

They are all about no one-size-fits-all, they like being flexible to your needs

  • Borrow $5,000 - $50,000 - we’ll assess your needs and offer you an affordable personal loan you can repay with confidence
  • From 1 to 7 Years - know what you want your repayments to be? Our flexible terms can match any budget.
  • No monthly or early repayment fees - With no early repayments and no ongoing fees you can pay your loan off sooner and save.

Learn more about Personal Loans

Plenti Debt Consolidation

One low rate, one better life Their 3 key selling points:

  • Smarter - an experience as simple as tap, swipe, click
  • Fairer - tailored rates that reward you for your good credit history
  • Faster - receive your money 24 hours after approval

They are all about no one-size-fits-all, they like being flexible to your needs

  • Borrow $5,000 - $50,000 - we’ll assess your needs and offer you an affordable personal loan you can repay with confidence
  • From 1 to 7 Years - know what you want your repayments to be? Our flexible terms can match any budget.
  • No monthly or early repayment fees - With no early repayments and no ongoing fees you can pay your loan off sooner and save.

Learn more about Debt Consolidation Loans

Plenti Renovation Loan

Invest in home life harmony Their 3 key selling points:

  • Smarter - an experience as simple as tap, swipe, click
  • Fairer - tailored rates that reward you for your good credit history
  • Faster - receive your money 24 hours after approval

They are all about no one-size-fits-all, they like being flexible to your needs

  • Borrow $5,000 - $50,000 - we’ll assess your needs and offer you an affordable personal loan you can repay with confidence
  • From 1 to 7 Years - know what you want your repayments to be? Our flexible terms can match any budget.
  • No monthly or early repayment fees - With no early repayments and no ongoing fees you can pay your loan off sooner and save.

Learn more about Home Renovation Loans

Plenti Car Loan

Better journeys, starting today Their 3 key selling points:

  • Smarter - an experience as simple as tap, swipe, click
  • Fairer - tailored rates that reward you for your good credit history
  • Faster - receive your money 24 hours after approval

They are all about no one-size-fits-all, they like being flexible to your needs

  • Borrow $10,000 - $50,000 - we’ll assess your needs and offer you an affordable personal loan you can repay with confidence
  • From 1 to 7 Years - know what you want your repayments to be? Our flexible terms can match any budget.
  • No monthly or early repayment fees - With no early repayments and no ongoing fees you can pay your loan off sooner and save.

Learn more about Car Loans

What they’re looking for in a match

  • You are aged 21 or over
  • You are an Australian citizen or permanent resident
  • You have a regular source of income that you can demonstrate
  • You have a good credit history
Learn to love finding money with Money Matchmaker

Plenti’s bio

  • Founded in 2014
  • Headquartered in Sydney, New South Wales
  • Originally called RateSetter, changed their name in 2020 to Plenti
  • Now listed on the Australian Stock Exchange (ASX:PLT)
  • Have funded over 1 billion dollars
  • Regulated by ASIC
Australia

Address

Money Pty Ltd,
Suite 3, Level 2,
1 Taylor Street,
Moorabbin, VIC, 3189 Australia

Company

Money Pty Ltd trading as Money
ABN: 42 626 094 773
ACL: 528698
AFCA: 83955

© Copyright 2021 Money Ltd.



Disclaimer

Money Pty Ltd (trading as Money.com.au) provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. Money.com.au does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the Money.com.au website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.