Australia’s Money Matchmaker®

Meet Wisr

last update 9 February 2022

Their Summary

Making finance a force for good, we’ve come together to solve big problems.

Why match with Wisr?

Reason's to say yes: Our vision is to bring financial wellness to all Australians by helping Aussie’s access fairer credit, pay down their debt sooner, and better understand their financial standing and creditworthiness

  • 4.90 stars on Trustpilot from 672 reviews
  • 16 awards, 26 finalists
  • $450 million+ lent as of Q3 FY21

What are Wisr’s values?

We’re genuinely helpful

  • Stay on top of your credit scores and make them better
  • Save on interest with Round Up, pay extra off your debt
  • Borrow responsibly, find a loan that suits you.
  • Focus on financial health, wise up on money for real.
Improve your credit score with Money Matchmaker

Their Rates

Personal LoansCar LoansDebt Consolidation LoansRenovation Loans

Rates from 6.49% to 20.95% p.a

Rates from 4.74% to 16.01% p.a

Rates from 6.49% to 20.95% p.a

Rates from 6.49% to 20.95% p.a

Comparison Rates from 7.31% to 20.89% p.a

Comparison Rates from 5.56% to 16.93% p.a

Comparison Rates from 7.31% to 20.89% p.a

Comparison Rates from 7.31% to 20.89% p.a

Their Fees and Facilities

Fee or Facility TypeAmount or Answer

Establishment Fee

$595

Monthly Fee

$0

Dishonours

$2.75

Late payment fee

$25

Early Repayment Fee

$0

Early Exit Fee

$0

Redraw Facility

No

Security

Unsecured

What can they offer?

Wisr Personal Loan

A Loan that puts you in control, personal loans call for a personalised experience

  • Made for you: Get a rate based on your credit score
  • Flexible terms: Choose 3, 5 or 7 years
  • Your schedule: Repay weekly, fortnightly or monthly

Not your average lender, we’re smart with a big heart

  • Personalised rates: Your rate is tailored based on your credit score.
  • We lend responsibly: You’ll get an outcome that’s right for you.
  • Pay your loan off sooner with Round Up: With no ongoing or early repayment fees.
  • Improve your credit scores: Learn how to keep them in shape.
  • Talk to humans: Our customer service team is ready to help.

Learn more about Personal Loans

Wisr Debt Consolidation

Let’s take care of those debts

  • We’re minimalists: one easy-to-mange loan
  • Rewarding excellent credit: save on interest with a low rate
  • An end date in sight: know when you’ll be debt free
  • Improve your credit score: cruising debt is good credit behaviour

Not your average lender, we’re smart with a big heart

  • Personalised rates: Your rate is tailored based on your credit score.
  • We lend responsibly: You’ll get an outcome that’s right for you.
  • Pay your loan off sooner with Round Up: With no ongoing or early repayment fees.
  • Improve your credit scores: Learn how to keep them in shape.
  • Talk to humans: Our customer service team is ready to help.

Learn more about Debt Consolidation Loans

Wisr Car Loan

Get there Faster

  • Rewarding excellent credit: find comparison rates as low as 5.56% per annum
  • A fair deal: there’s no hidden or ongoing fees
  • Go faster: same day settlement is possible
  • Add extras: so you can cover insurance and other costs

Not your average lender, we’re smart with a big heart

  • Personalised rates: Your rate is tailored based on your credit score.
  • We lend responsibly: You’ll get an outcome that’s right for you.
  • Pay your loan off sooner with Round Up: With no ongoing or early repayment fees.
  • Improve your credit scores: Learn how to keep them in shape.
  • Talk to humans: Our customer service team is ready to help.

Learn more about Car Loans

Wisr Renovation Loan

One Handy Loan

  • Rewarding excellent credit: save on interest with a low rate
  • A fair deal: there’s no hidden or ongoing fees
  • Go faster: same day settlement is possible
  • Not your average lender, we’re smart with a big heart

Personalised rates: Your rate is tailored based on your credit score.

  • We lend responsibly: You’ll get an outcome that’s right for you.
  • Pay your loan off sooner with Round Up: With no ongoing or early repayment fees.
  • Improve your credit scores: Learn how to keep them in shape.
  • Talk to humans: Our customer service team is ready to help

Learn more about Renovation Loans

Wisr Medical Loan

Health comes first

  • Rewarding excellent credit: save on interest with a low rate
  • A fair deal: there’s no hidden or ongoing fees
  • Go faster: same day settlement is possible

Not your average lender, we’re smart with a big heart

  • Personalised rates: Your rate is tailored based on your credit score.
  • We lend responsibly: You’ll get an outcome that’s right for you.
  • Pay your loan off sooner with Round Up: With no ongoing or early repayment fees.
  • Improve your credit scores: Learn how to keep them in shape.
  • Talk to humans: Our customer service team is ready to help.

Learn more about Medical Loans

What they’re looking for in a match

  • Gross income over $30,000 p.a.
  • Over 18 years of age
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)
Learn to love finding money with Money Matchmaker

Wisr’s bio

  • Founded in 2018 previously DirectMoney Finance Limited
  • Headquartered in Sydney, New South Wales
  • Australia’s first ASX-listed (ASX:WZR) neo-lender and a fintech pioneer
  • Regulated by ASIC
Australia

Address

Money Pty Ltd,
Suite 3, Level 2,
1 Taylor Street,
Moorabbin, VIC, 3189 Australia

Company

Money Pty Ltd trading as Money
ABN: 42 626 094 773
ACL: 528698
AFCA: 83955

© Copyright 2021 Money Ltd.



Disclaimer

Money Pty Ltd (trading as Money.com.au) provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. Money.com.au does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the Money.com.au website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.