Meet Wisr

last update 11th August 2021

Find out if you're a match
Wisr Logo

Their Offer $0 Loan Establishment Fees on all Personal Loans up to $30,000 taken out before 31 September 2021. This saves you $595.

Their Summary Making finance a force for good, we’ve come together to solve big problems.

Why match with Wisr? Reason's to say yes: Our vision is to bring financial wellness to all Australians by helping Aussie’s access fairer credit, pay down their debt sooner, and better understand their financial standing and creditworthiness

  • 4.90 stars on Trustpilot from 672 reviews
  • 16 awards, 26 finalists
  • $450 million+ lent as of Q3 FY21

What are Wisr’s values? We’re genuinely helpful

  • Stay on top of your credit scores and make them better
  • Save on interest with Round Up, pay extra off your debt
  • Borrow responsibly, find a loan that suits you.
  • Focus on financial health, wise up on money for real.

Their Rates

Personal LoansCar LoansDebt Consolidation LoansRenovation Loans
Rates from 6.49% to 20.95% p.aRates from 4.74% to 16.01% p.aRates from 6.49% to 20.95% p.aRates from 6.49% to 20.95% p.a
Comparison Rates from 7.31% to 20.89% p.aComparison Rates from 5.56% to 16.93% p.aComparison Rates from 7.31% to 20.89% p.aComparison Rates from 7.31% to 20.89% p.a

Their Fees and Facilities

Fee or Facility TypeAmount or Answer
Establishment Fee$595
Monthly Fee$0
Dishonours$2.75
Late payment fee$25
Redraw FacilityNo
Security Unsecured

What can they offer?

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Wisr Personal Loan

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A Loan that puts you in control, personal loans call for a personalised experience

  • Made for you: Get a rate based on your credit score
  • Flexible terms: Choose 3, 5 or 7 years
  • Your schedule: Repay weekly, fortnightly or monthly

Not your average lender, we’re smart with a big heart

  • Personalised rates: Your rate is tailored based on your credit score.
  • We lend responsibly: You’ll get an outcome that’s right for you.
  • Pay your loan off sooner with Round Up: With no ongoing or early repayment fees.
  • Improve your credit scores: Learn how to keep them in shape.
  • Talk to humans: Our customer service team is ready to help.

Learn more about Personal Loans

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Wisr Debt Consolidation

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Let’s take care of those debts

  • We’re minimalists: one easy-to-mange loan
  • Rewarding excellent credit: save on interest with a low rate
  • An end date in sight: know when you’ll be debt free
  • Improve your credit score: cruising debt is good credit behaviour

Not your average lender, we’re smart with a big heart

  • Personalised rates: Your rate is tailored based on your credit score.
  • We lend responsibly: You’ll get an outcome that’s right for you.
  • Pay your loan off sooner with Round Up: With no ongoing or early repayment fees.
  • Improve your credit scores: Learn how to keep them in shape.
  • Talk to humans: Our customer service team is ready to help.

Learn more about Debt Consolidation Loans

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Wisr Car Loan

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Get there Faster

  • Rewarding excellent credit: find comparison rates as low as 5.56% per annum
  • A fair deal: there’s no hidden or ongoing fees
  • Go faster: same day settlement is possible
  • Add extras: so you can cover insurance and other costs

Not your average lender, we’re smart with a big heart

  • Personalised rates: Your rate is tailored based on your credit score.
  • We lend responsibly: You’ll get an outcome that’s right for you.
  • Pay your loan off sooner with Round Up: With no ongoing or early repayment fees.
  • Improve your credit scores: Learn how to keep them in shape.
  • Talk to humans: Our customer service team is ready to help.

Learn more about Car Loans

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Wisr Renovation Loan

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One Handy Loan

  • Rewarding excellent credit: save on interest with a low rate
  • A fair deal: there’s no hidden or ongoing fees
  • Go faster: same day settlement is possible
  • Not your average lender, we’re smart with a big heart

Personalised rates: Your rate is tailored based on your credit score.

  • We lend responsibly: You’ll get an outcome that’s right for you.
  • Pay your loan off sooner with Round Up: With no ongoing or early repayment fees.
  • Improve your credit scores: Learn how to keep them in shape.
  • Talk to humans: Our customer service team is ready to help

Learn more about Renovation Loans

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Wisr Medical Loan

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Health comes first

  • Rewarding excellent credit: save on interest with a low rate
  • A fair deal: there’s no hidden or ongoing fees
  • Go faster: same day settlement is possible

Not your average lender, we’re smart with a big heart

  • Personalised rates: Your rate is tailored based on your credit score.
  • We lend responsibly: You’ll get an outcome that’s right for you.
  • Pay your loan off sooner with Round Up: With no ongoing or early repayment fees.
  • Improve your credit scores: Learn how to keep them in shape.
  • Talk to humans: Our customer service team is ready to help.

Learn more about Medical Loans

What they’re looking for in a match

  • Gross income over $30,000 p.a.
  • Over 18 years of age
  • No unpaid defaults last 5 years
  • No bankruptcies last 7 years
  • Not currently in financial hardship
  • Permanent Australian resident (living in Australia right now)

Wisr’s bio

  • Founded in 2018 previously DirectMoney Finance Limited
  • Headquartered in Sydney, New South Wales
  • Australia’s first ASX-listed (ASX:WZR) neo-lender and a fintech pioneer
  • Regulated by ASIC

Ready to find your match?

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Address

Money Pty Ltd,
Suite 3, Level 2,
1 Taylor Street,
Moorabbin, VIC, 3189 Australia

Company

Money Pty Ltd trading as Money
ABN: 42 626 094 773
ACL: 528698
AFCA: 83955

© Copyright 2021 Money Ltd.



Disclaimer

Money Pty Ltd (trading as Money.com.au) provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. Money.com.au does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the Money.com.au website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.