Australia's Money Matchmaker™

Compare vehicle repair loan rates in 60 seconds

Get your best vehicle repair loan. Compare prequalified offers from 11 lenders. Apply with confidence.

  • Comparison rates from 4.99% p.a*
  • 100% free with no credit score impact
  • No hidden fees or broker fees
Best Match Guarantee
Best Match Guarantee
Australia's Money Matchmaker matching you with your best loans across multiple lenders
My matching process checks multiple lender rates at once, making it super fast to shop around.

Why Money Matchmaker™

Personal loan rates from 11 lenders in 60 seconds with Money Matchmaker
Real rates, not click bait

Rate comparison websites show you a low rate that hardly anyone qualifies for. We show real loan rates based on matching you to lender rules.

Money Matchmaker is 100% free to use
No hidden fees or paid promotions

A broker can add up to $1000 to your loan. A rate comparison site gets as much as $50 per click to a lender, so they don't care if you get rejected. We only charge the lender and we only do that if you take out a loan through us.

Money Matchmaker puts you in control of your loan choices
No time wasting or sales calls

Googling options and applying to each lender wastes time and can affect your credit score. Using rate comparison sites often leads to annoying sales calls. We show you options in 60 seconds with no follow up calls.

“Super quick, I got lots of offers. All I had to do was choose which one! I went with Wisr because they were the cheapest. Thanks” - Angela

Loans for Vehicle Repairs

Written by

Shaun McGowan

Looking for a loan to repair your car and get it back on the road?

Whether you’re looking to fully fund your repairs, or just need a little extra to get the job done, there are countless personal loan lenders in Australia who can offer you a fair deal.

But just like choosing the right car, finding the most suitable lender and loan for your situation can take a significant amount of time - here’s how you can find a loan for your vehicle repairs and get pre-approved today.

What is a vehicle repair loan?

Vehicle repair loans are personal loans between $2,000 and $100,000, which are usually offered for a period of between one and seven years.

These loans can be secured or unsecured. Depending on the value of any available assets (such as your car), you may be able to qualify for both - this is where comparing your options to make an informed decision will be crucial to saving money in the long run.

Estimating the cost of your car repairs will be crucial before applying, so be sure to speak to a trusted, independent mechanic who can provide a detailed quote.

Compare secured and unsecured personal loans for vehicle repair


Secured Personal Loans

Can apply for a loan up to $100,000. Lower repayments than unsecured loans.

Collateral can be repossessed by the lender and sold if you default on your loan.

Unsecured Personal Loans

No security required for loan approval. The freedom to use the money however you choose.

Higher rates and repayments than a secured loan. Lower borrowing capacity than a secured loan.

Find the best deal on vehicle repair loans


How to get a personal loan for vehicle repair

You can apply for a vehicle repair loan with:

You can apply for a vehicle repair loan over the phone, online, or in person.

Online lenders, such as specialist fintech lenders, offer faster approval on personal loans than traditional lenders, such as banks.

You can apply for a vehicle repair loan in Australia if you are:

  • Over the age of 18; and
  • An Australian citizen or permanent resident; and
  • Employed or have a regular source of income

If you meet the basic eligibility for a vehicle repair loan, you will then need to compare lenders and assess their individual approval criteria.

To get a vehicle repair loan you will need to:

The most important factor when gaining approval is to demonstrate your ability to repay the full loan amount to your lender.

If you are self-employed, you’ll need to provide different documentation to lenders when applying for a vehicle repair loan. In general, you will need to provide tax returns in place of employee payslips.

If you need assistance with your application, you may wish to speak with a finance broker, otherwise it is always recommended that you speak with a financial consultant to ensure you are making an informed decision.

Australia's Money Matchmaker matching you with your best loans across multiple lenders
Personal loan interest rates are advertised by the lender at the best, cheapest rate available, while the actual interest rate you’ll get is determined by your risk profile.

Ready to find a loan for vehicle repairs?

The easiest way to find a vehicle repair loan from trusted Australian lenders is to simply use our Money Matchmaker™ engine.

We’ll compare the best personal loans for vehicle repair we can find from our available pool of lenders, personalised entirely based on a few simple questions, and you can see exactly how much you’ll pay with each lender.

This includes all the little details like fees and restrictions, so you can find the offer that suits you best, so you can get started on your repairs and get your car back on the road today.

Meet Money Matchmaker™

"Hey I’m Money Matchmaker™, I have a team of wizards making me super smart. I’ve been loaded up with all the information that lenders use, and when you take my quiz, I use your answers to check against all our lenders at once. I’m harmless, I don’t impact your credit score and I’ll show you the best loan matches I can with no brokers fees or annoying ads"

Money Matchmaker

Meet your Potential Personal Loan matches

Meet Plenti
  • No Early Repayment Fees
  • No Monthly Fees
  • Get Funds 24 Hours From Approval
Meet Wisr
  • Same day decisioning
  • No admin, early repayment or "risk" fees
  • Support from real people
Meet Fair Go
  • Build your credit score by making timely repayments
  • Once approved, loans are funded in minutes
  • Flexible repayments; weekly, fortnightly, monthly options
Meet Society One
  • No ongoing fees
  • No monthly fees
  • No Deposit Required
Meet Jacaranda
  • Apply in under 8 minutes
  • Once approved, cash transferred in 60 seconds
  • No early termination fees
Meet Money3
  • Pay your loan out early with no fees
  • Increase regular payments to suit your situation
  • Make extra repayments at any time
Meet Now Finance
  • Get a guaranteed, personalised rate in 2 minutes
  • Apply online in under 10 minutes
  • Weekly and fortnightly repayments
Meet Finance One
  • Pay your loan out early with no fees
  • Change payment dates and frequency at any time
  • Make extra repayments at any time
Meet Alex
  • $0 establishment fee
  • $0 ongoing fees, early repayment fees, exit fees
  • Multi Award winning and 100% digital

The vehicle repair loan can save you $1,000s


About the Author

Shaun McGowan from



Shaun McGowan

Shaun is the founder of and is determined to help people pay as little as possible for financial products. Through education and building world class technology. Previously Shaun co-founded and Lend.

*Information about comparison rates Comparison rates are designed to allow borrowers to understand the true cost of a loan by taking into account fees and charges, the loan amount and the term of the loan. The comparison rate is based on an unsecured fixed rate personal loan of $30,000 over 5 years. WARNING: Comparison rates are true only for the examples provided and may not include all fees and charges. Different terms, fees or loan amounts might result in a different comparison rate.


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© Copyright 2021 Money Ltd.


Money Pty Ltd (trading as provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.