Novated Lease with Money Matchmaker®

Nissan Navara

Is this the car you want to novate?

Australia's Money Matchmaker matching you with your best loans across multiple lenders
Find out if this is your next great ride and how much you could save buying it with a novated lease

The Nissan Navara

Written by

Shaun McGowan

The Nissan Navara is not quite as popular as Toyota’s Hilux or Ford’s Ranger, but it’s a solid choice for some applications.

The diesel engine displaces 2.3 litres across the range, and all but the absolute base spec feature a twin-turbocharger induction system with 140 kilowatts and 450 Newton-metres, returning an impressive official fuel economy figure of 7.2 litres per 100km.

(Base spec has a single turbo system offering 120kW and 403Nm.)

To put Nissan’s 2.3 twin-turbo diesel in perspective, Ford offers 17 kilowatts and 50 Newton-metres more in the 2.0 twin-turbo Ranger, although its fuel consumption is marginally higher at 7.4 litres per 100km. Hilux’s 2.8 single-turbo 2.8 offers 10 kilowatts and 50 Newton-metres more than Navara, but the fuel official economy is substantially poorer, at 7.9.

Cheat sheet

Power & Torque

140kW & 450Nm

Fule Efficiency

7.2 L/100 KM


3,500kg maximum braked


Minimum 1-tonne payload

Advanced multi-link rear suspension system

Navara’s biggest point of difference from competitors is the advanced multi-link rear suspension system, on dual-cab models. Unlike most competitors, the dual-cab Navara has a coil-sprung rear, and this is a ‘good news/bad news’ story for potential owners.

Coil sprung suspensions provide excellent (car-like) ride quality when unladen, or lightly loaded, but the dynamic performance when heavily loaded (or when heavy towing) typically cannot match that of leaf-sprung suspensions on leading competitors.

Nissan Navara towing capacity

Tow capacity is officially 3500 kilograms, but in practice this is difficult to achieve without extreme compromise. A more reasonable, safe and conservative approach would be to limit towing to around 2.5 tonnes.

Salary package this car with a novated lease and save $1,000s


Nissan Navara Specs

SL Single Cab Chassis

  • 3,500kg max braked towing capacity
  • Up to 1,282kg payload
  • Hill descent control (4WD) & hill start assist
  • Electronic rear differential lock (4WD)

SL Dual Cab Chassis

Everything in single cab plus:

  • 1 tonne payload

ST Dual Cab

Everything in SL Dual Cab plus:

  • Around view monitor and moving object detection
  • Lane departure and intelligent lane intervention
  • Blind spot & intelligent blind spot intervention
  • Quad-LED head lamps & LED tail lamps
  • Satellite Navigation & Digital radio DAB+

Your Navara options

There are 9 grades of Nissan Navara with options in between. The standard 9 are:

  • SL Single Cab Chassis
  • SL King Cab Chassis
  • SL King Cab
  • ST-X KIng Cab
  • SL Dual Cab Chassis
  • SL Dual Cab
  • ST Dual Cab
  • ST-X Dual Cab
  • Pro-4X Dual Cab

What you'd get when you salary package a Navara

  • Fleet discount
  • Registration and CTP
  • Fuel Card
  • Tyres
  • Repairs and Maintenance
  • Roadside Assist
  • Comprehensive Insurance

Learn more about novated leasing.

In summary

The suitability of this setup for you is going to depend upon your intended usage of the vehicle. Nissan did attempt to address this issue in the Series II Navara update in late 2016, and while the revised spring and damper rates were an improvement, leaf-sprung alternatives continue to outperform coil-sprung Navara models when heavily laden or when heavy towing.

In the high-grade dual-cab models variants (ST-X and Pro-4X Warrior) equipment levels are high - including advanced safety features such as forward collision warning, emergency braking, lane-departure warning and blind-spot warning systems. For off-road use (and precision parking) there’s a 360-degree camera monitor.

Navara offers a six-speed manual or advanced seven-speed auto with manual shift mode across the range, but unlike higher grades of Mitsubishi’s Triton, Navara 4X4 cannot use 4H on a high-traction surface, because the drive systems transfer case lacks a centre differential.

About the Author

Shaun McGowan from



Shaun McGowan

Shaun is the founder of and is determined to help people pay as little as possible for financial products. Through education and building world class technology. Previously Shaun co-founded and Lend.


Money Pty Ltd,
Suite 3, Level 2,
1 Taylor Street,
Moorabbin, VIC, 3189 Australia


Money Pty Ltd trading as Money
ABN: 42 626 094 773
ACL: 528698
AFCA: 83955

© Copyright 2021 Money Ltd.


Money Pty Ltd (trading as provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.