HOME LOANS
Can you get a no-deposit home loan?
By Megan Birot
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Home Loans
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Banking
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Brisbane Mortgage Brokers
Find the right home loan faster with the help of our mortgage brokers
See personalised results in under 2 minutes
Excellent
4.8 out of 5
Our dedicated Home Loan experts are here to help. Updated 16 Dec 2025.
How our Brisbane mortgage brokers can help
We go the extra mile to save Brisbane and Qld homeowners more money.
Step 1
Pre-qualify
Chat with a broker at a time that suits you. We'll take the time to understand your goals and financial situation.
Check if I qualify
Step 2
Compare
We go beyond the basics, comparing dozens of lenders to uncover the most competitive options to suit you.
Compare home loans
Step 3
GET YOUR LOAN
From paperwork to progress updates, we handle the details every step of the way so you don't have to.
Apply for a loan
Some of the lenders our brokers work with
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Hear from some of our existing clients...
How our expert team can help Brisbane buyers
Brisbane remains one of Australia’s fastest-growing property markets, and with the 2032 Olympics on the horizon, the River City is poised for even greater growth.
In such a fast-moving and competitive market, acting quickly is essential. That’s where our brokers come in – helping you secure home loan pre-approval so you’re ready to make your move when the right opportunity arises.
We combine deep industry expertise with smart technology to connect you with a broad panel of lenders and some of the most competitive rates, features (like offset accounts vs redraw facilities), and loan packages available. Whether you’re looking for the right loan structure or need tailored solutions for more complex finances, we’re here to provide clear, expert guidance so you can make confident, informed decisions.
Our Brisbane-based mortgage brokers also assist home buyers and refinancers throughout South East Queensland, including Ipswich, Logan, Toowoomba, the Gold Coast and the Sunshine Coast.
Nathan’s saving hundreds each month after refinancing through Money.com.au
Nathan from Queensland
"We bought our first house about 12 months ago, but I was talking to the boys at work and everyone seemed to be on a better interest rate than I was. So I figured I’d check it out online and do a comparison and came across Money.com.au. I entered a few details to see if I could get a cheaper rate and ended up talking to Nick, who was awesome. He did exactly what he said he was going to do, made it easy and got everything sorted for me. We ended up saving half a percent on our loan, so as much as the last two RBA rate cuts and all up we’re saving around $300 a month."
Nathan from Queensland
Types of Brisbane borrowers our mortgage brokers can help
- First home buyers: Not sure where to begin? We can guide you through your options, compare first home buyer loans, and help you understand which Queensland government grants or concessions you might be eligible for.
- Refinancers: Reviewing your home loan regularly is key to staying ahead. We’ll help you assess whether refinancing could save you money or better suit your current needs, especially in Brisbane’s ever-evolving market.
- Investors: Whether you're buying your first investment property or expanding your portfolio, we'll help you find the right loan structure to maximise returns and support your long-term strategy – not just chase the lowest rate.
- Upsizers and downsizers: Planning your next move? From bridging finance to flexible loan features, we’ll tailor solutions to make transitioning into your next home as seamless as possible.
- Self-employed and low doc borrowers: Being self-employed shouldn’t be a barrier to home ownership. We work with lenders who specialise in low doc home loans and understand the unique needs of business owners.
- Borrowers with complex scenarios: Having access to bad credit home loans means we can support borrowers with a wide range of financial situations. Our goal is to help you get into the market – and set you up for smarter options down the track.
A word from one of our Brisbane mortgage brokers…
Deborah Hays, Brisbane Mortgage Broker
"Investor loans now account for 40% of all new lending – almost double the 22% share from just four years ago. Queensland is emerging as a major hotspot for property investors, with strong growth across loans for land, construction and existing homes. We're seeing a clear shift in buyer activity, with first home buyers seizing the many pathways to home ownership, and more Queenslanders looking to refinance ahead of the anticipated rate cuts in 2025."
Deborah Hays, Brisbane Mortgage Broker
How well does our team know the Brisbane property market?
Our team of brokers and lending specialists in Brisbane can support your property search with detailed reports on the suburbs and homes you're interested in. Whether you're looking in north Brisbane, the southside, Redcliffe or the growing Bayside region, we're here to share our local expertise.
Not based in Brisbane? No worries. We help clients right across Queensland – from Tweed Heads to regional hubs like Hervey Bay and Gympie. Wherever you're buying, we’ll connect you with a broker who knows your local market inside out.
Key insights into home loans in Brisbane, Qld
Queensland has now overtaken Victoria as the second-largest state for investment loans by market share. In 2024, owner-occupier construction loans in the state also outperformed the national average, with the average annual home loan size for owner-occupiers rising 13% year-on-year to $602,361.
Recent research from Money.com.au highlights the financial realities and concerns facing Brisbane homeowners – from rising mortgage stress to questions around long-term affordability:
- 44% of homeowners say their mortgage is their most stressful debt.
- 40% support negative gearing as a tax strategy for property investors.
- 40% took 3-4 years to save for a house deposit; 23% took 1-2 years.
- 13% relied on their parents as guarantors to buy their home.
- 51% feel slightly stressed by RBA cash rate decisions; 19% are very stressed, while 26% aren’t stressed at all.
- 35% expect to pay off their mortgage between the ages of 55 and 64.
- 39% are undecided about refinancing, while 25% say they’d consider it if rates drop.
- 50% don’t believe they’ll ever afford their ideal home in Qld.
 | Community First Bank Boost Package Home Loan FixedInterest rate 4.79% per annum (fixed 2 years) Comparison rate 5.62% per annum Redraw Max LVR 80% | Compare now on Money.com.au or visit site |
 | Illawarra Credit Union Boost Package Home Loan FixedInterest rate 4.79% per annum (fixed 2 years) Comparison rate 5.62% per annum Redraw Max LVR 80% | Compare now on Money.com.au or visit site |
 | Pacific Mortgage Group Fixed Home LoanInterest rate 4.84% per annum (fixed 2 years) Comparison rate 5.09% per annum Max LVR 80% | Compare now on Money.com.au or visit site |
| Pacific Mortgage Group Fixed Home LoanInterest rate 4.84% per annum (fixed 1 year) Comparison rate 5.11% per annum Max LVR 80% | Compare now on Money.com.au or visit site |
 | G&C Mutual Bank Fixed Rate Home Loan – Owner OccupiedInterest rate 4.85% per annum (fixed 3 years) Comparison rate 4.93% per annum Redraw App Fee: $500 Max LVR 95% | Compare now on Money.com.au or visit site |
Crunch the numbers on your home loan
Find out what a new home loan or refinance could mean for you finances.
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Important Disclosures
^Comparison rate warning
Home loan comparison rates are calculated based on a loan amount of $150,000 repaid over a 25-year term with monthly repayments. The comparison rates only apply to the examples given. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Check with the provider for full loan details, including rates, fees, eligibility and terms and conditions to make sure the product is right for you.
Products, features and information displayed
General information only
The information on this page is general in nature and has been prepared without considering your objectives, financial situation or needs. You should consider whether the information provided and the nature of any home loan product is suitable for you and seek independent financial advice if necessary.
We are not providing you with a recommendation or suggestion about a particular home loan. You should read the relevant disclosure statements or other offer documents before deciding whether to apply for or continue to use a particular product.
What products, features and information are shown
While we make every effort to ensure all home loans available in Australia are shown in our comparison tables, we do not guarantee that all products are included.
Our product comparisons may not compare all home loan features and attributes relevant to you.
Product information, such as interest rates, fees and charges, is subject to change without notice. Before acting on any information, you should confirm the relevant product information with the lender.
How home loans are sorted and filtered by default
Users can easily change the sort order and apply product filters to our product comparison tables. However, when you arrive on a page initially, by default home loans are sorted by:
- Lowest regular repayment amount, then;
- Loans interest rate, then;
- Lowest comparison rate, then;
- Provider name (A-Z)
Home loans available though a broker
Some home loan products listed in our tables are available through a mortgage broker. These are the products with an option to ‘Check Eligibility on Money.com.au’. Mortgage brokers may not be able to offer loans from every provider and there may be more suitable loans for your personal circumstances.
Mortgage brokers are not authorised by Money Australian Credit Licence and operate under their own Australian Credit Licence, or as a credit representative of another Australian Credit Licensee. Mortgage brokers can make recommendations about home loan products that may suit your objectives, financial situation and needs.
Commission we may earn
Our tables feature all home loans available from lenders on our database that match the search criteria selected. Lenders do not pay to feature in our tables, nor do we earn commission if you click to visit a lender’s website. The order of the products in the table is not influenced by any commercial arrangements.
If you get help from a mortgage broker as a result of visiting this page, we may earn a commission.