HOME LOANS
Can you get a no-deposit home loan?
By Megan Birot
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Home Loans
Personal Loans
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Business Loans
Credit Cards
Banking
Health Insurance
Brisbane Mortgage Brokers
Updated 29 Apr 2025
Find the right home loan faster with the help of our Brisbane-based mortgage brokers and lending specialists.
Excellent
4.7 out of 5
Our dedicated Home Loan experts are here to help.
How our Brisbane mortgage brokers can help
We go the extra mile to save Brisbane and Qld homeowners more money.
Step 1
Pre-qualify
Chat with a broker at a time that suits you. We'll take the time to understand your goals and financial situation.
Check if I qualify
Step 2
Compare
We go beyond the basics, comparing dozens of lenders to uncover the most competitive options to suit you.
Compare home loans
Step 3
GET YOUR LOAN
From paperwork to progress updates, we handle the details every step of the way so you don't have to.
Apply for a loan
Meet our expert Brisbane team
Deborah Hays, Senior Mortgage Broker
Debbie is a Senior Mortgage Broker and Finance Specialist at Money.com.au, with more than 25 years of experience in the finance industry. Known for her friendly and approachable nature, Debbie is committed to understanding each client’s unique financial goals. This dedication has helped her build strong, trusting relationships with a wide range of clients. Debbie believes every client deserves personalised attention and aims to exceed expectations at every opportunity. In recognition of her expertise and outstanding customer service, Debbie was named one of the Mortgage Professional Australia (MPA) Elite Women of 2024.
Michelle Rhodes, Senior Mortgage Broker
Michelle is a Senior Mortgage Broker at Money.com.au, bringing over 20 years of experience in banking and finance, including roles at CBA, Loans.com.au and several other brokerages. She has built a deep expertise in residential lending through various positions across her career. Michelle is renowned for delivering exceptional customer service and achieving great results for clients in a wide range of situations. Her ability to manage the funding process from application to approval and settlement, conduct online loan interviews, and foster strong relationships within the broker network has played a key role in her success.
Tahlia Millard, Lending Specialist
Tahlia Millard is a Lending Specialist at Money.com.au and often the first point of contact for clients after they submit an enquiry. She handles a wide range of questions, gathers essential borrower information, and prepares loan applications to ensure they’re complete and ready for submission. Before joining Money.com.au, Tahlia built her industry experience at a non-bank lender and BOQ, following her studies at university in finance - bringing over a decade of practical, hands-on knowledge to the role.
Some of the lenders our brokers work with
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Hear from some of our existing clients...
How our expert team can help Brisbane buyers
Brisbane remains one of Australia’s fastest-growing property markets, and with the 2032 Olympics on the horizon, the River City is poised for even greater growth.
In such a fast-moving and competitive market, acting quickly is essential. That’s where our brokers come in – helping you secure home loan pre-approval so you’re ready to make your move when the right opportunity arises.
Jacob Overs, Money.com.au’s General Manager - Lending
“We combine deep industry expertise with smart technology to connect you with a broad panel of lenders and some of the most competitive rates, features (like offset accounts vs redraw facilities), and loan packages available. Whether you’re looking for the right loan structure or need tailored solutions for more complex finances, we’re here to provide clear, expert guidance so you can make confident, informed decisions.”
Jacob Overs, Money.com.au’s General Manager - Lending
Our Brisbane-based mortgage brokers also assist home buyers and refinancers throughout South East Queensland, including Ipswich, Logan, Toowoomba, the Gold Coast and the Sunshine Coast.
Types of Brisbane borrowers our mortgage brokers can help
- First home buyers: Not sure where to begin? We can guide you through your options, compare first home buyer loans, and help you understand which Queensland government grants or concessions you might be eligible for.
- Refinancers: Reviewing your home loan regularly is key to staying ahead. We’ll help you assess whether refinancing could save you money or better suit your current needs, especially in Brisbane’s ever-evolving market.
- Investors: Whether you're buying your first investment property or expanding your portfolio, we'll help you find the right loan structure to maximise returns and support your long-term strategy – not just chase the lowest rate.
- Upsizers and downsizers: Planning your next move? From bridging finance to flexible loan features, we’ll tailor solutions to make transitioning into your next home as seamless as possible.
- Self-employed and low doc borrowers: Being self-employed shouldn’t be a barrier to home ownership. We work with lenders who specialise in low doc home loans and understand the unique needs of business owners.
- Borrowers with complex scenarios: Having access to bad credit home loans means we can support borrowers with a wide range of financial situations. Our goal is to help you get into the market – and set you up for smarter options down the track.
A word from one of our Brisbane mortgage brokers…
Michelle Rhodes, Brisbane Mortgage Broker
"Investor loans now account for 40% of all new lending – almost double the 22% share from just four years ago. Queensland is emerging as a major hotspot for property investors, with strong growth across loans for land, construction and existing homes. We're seeing a clear shift in buyer activity, with first home buyers seizing the many pathways to home ownership, and more Queenslanders looking to refinance ahead of the anticipated rate cuts in 2025."
Michelle Rhodes, Brisbane Mortgage Broker
How well does our team know the Brisbane property market?
Our team of brokers and lending specialists in Brisbane can support your property search with detailed reports on the suburbs and homes you're interested in. Whether you're looking in north Brisbane, the southside, Redcliffe or the growing Bayside region, we're here to share our local expertise.
Not based in Brisbane? No worries. We help clients right across Queensland – from Tweed Heads to regional hubs like Hervey Bay and Gympie. Wherever you're buying, we’ll connect you with a broker who knows your local market inside out.
Key insights into home loans in Brisbane, Qld
Queensland has now overtaken Victoria as the second-largest state for investment loans by market share. In 2024, owner-occupier construction loans in the state also outperformed the national average, with the average annual home loan size for owner-occupiers rising 13% year-on-year to $602,361.
Recent research from Money.com.au highlights the financial realities and concerns facing Brisbane homeowners – from rising mortgage stress to questions around long-term affordability:
- 44% of homeowners say their mortgage is their most stressful debt.
- 40% support negative gearing as a tax strategy for property investors.
- 40% took 3-4 years to save for a house deposit; 23% took 1-2 years.
- 13% relied on their parents as guarantors to buy their home.
- 51% feel slightly stressed by RBA cash rate decisions; 19% are very stressed, while 26% aren’t stressed at all.
- 35% expect to pay off their mortgage between the ages of 55 and 64.
- 39% are undecided about refinancing, while 25% say they’d consider it if rates drop.
- 50% don’t believe they’ll ever afford their ideal home in Qld.
Crunch the numbers on your home loan
Find out what a new home loan or refinance could mean for you finances.
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