Australia’s Money Matchmaker®
Meet OurMoneyMarket
last update 22 February 2022
Their Summary
OMM is Australia’s Go-to Personal Loan Provider offering simple, fast, online personal loans, with fixed interest rates.
Why match with omm?
Reason's to say yes:
- Lower interest rates OurMoneyMarket – a place where your good credit history is rewarded with a better rate on a personal loan.
- Fast application A quick and easy, 100% online application. No printing. No paper. No fuss.
- No hidden fees No monthly account keeping fees, no exit fees and no early repayment fees.
- Simple & Flexible A simple unsecured fixed rate of interest that can be repaid weekly, fortnightly or monthly, over 1 to 7 years.
What are omm's values?
- Simple, fast, low rate loans
- Credit Where Credit's Due - We ensure borrowers with good credit history are rewarded with better rates.
- Quick decisions - once submitted you'll get an indication in seconds, once approved you'll have funds within 24 hours
Their Rates
| Personal Loans | Car Loans |
|---|---|
Rates from 5.45% to 20.49% p.a | Rates from 5.35% to 14.99% p.a |
Comparison Rates from 6.07% to 23.83% p.a | Comparison Rates from 5.65% to 17.99% p.a |
Their Fees and Facilities
| Fee or Facility Type | Amount or Answer |
|---|---|
Establishment Fee | Percentage of total loan amount with a minimum $250 |
Monthly Fee | $0 |
Early Repayment Fee | $0 |
Risk Fee | $0 |
Late Payment Fee | $35 |
Dishonour Fee | $35 |
What can they offer?
omm Debt Consolidation loans
Are you looking for a fast way to pay off your credit card or small loans?
Make your debt manageable by consolidating it all into one simple low interest rate personal loan. This means:
- No nasty surprises: You’ll always know what your repayments are with a regular fixed repayment – surprises belong in parties, not in loans
- You can say goodbye to your high interest rate debt: Using your OurMoneyMarket unsecured personal loan you can pay off your high interest rate credit cards and/or loans and get back in control of your finances
- You’ll be on your way to becoming debt free!
omm Car Loans
In need of a quick loan for a new or used car?
Whether you have good credit or bad credit, we offer great rates with flexible loan options for a wide range of new or used motorised vehicles.
- New or used vehicle loans for cars up to 10 years
- Loans from $2,001 to $75,000
- Unsecured and secured 1 to 7 year loan terms available
- Weekly, fortnightly or monthly repayments
- Fixed rate of interest, meaning no repayment surprises
omm Boat Loans
In need of a quick loan for a new or used boat?
Whether you have good credit or bad credit, we offer great rates with flexible loan options for a wide range of new or used boats.
- New or used boat loans for boats up to 10 years
- Loans from $2,001 to $75,000
- Unsecured and secured 1 to 7 year loan terms available
- Weekly, fortnightly or monthly repayments
- Fixed rate of interest, meaning no repayment surprises
omm Motorbike Loans
In need of a quick loan for a new or used motorbike?
Whether you have good credit or bad credit, we offer great rates with flexible loan options for a wide range of new or used motorbikes.
- New or used motorbike loans for motorbikes up to 10 years
- Loans from $2,001 to $75,000
- Unsecured and secured 1 to 7 year loan terms available
- Weekly, fortnightly or monthly repayments
- Fixed rate of interest, meaning no repayment surprises
omm Caravan Loans
In need of a quick loan for a new or used caravan?
Whether you have good credit or bad credit, we offer great rates with flexible loan options for a wide range of new or used caravans.
- New or used caravan loans for caravans up to 10 years
- Loans from $2,001 to $75,000
- Unsecured and secured 1 to 7 year loan terms available
- Weekly, fortnightly or monthly repayments
- Fixed rate of interest, meaning no repayment surprises
omm Holiday Loans
Whether you’re planning your next big adventure or looking to get away with the family, an OurMoneyMarket travel loan can turn your holiday dreams into a reality.
- Loans from $2,001 to $75,000
- Unsecured and secured 1 to 7 year loan terms available
- Weekly, fortnightly or monthly repayments
- Fixed rate of interest, meaning no repayment surprises
omm Wedding Loans
Something borrowed for something new, so you can celebrate in style.
Make sure your special day is just the way you imagined it with an
- Loans from $2,001 to $75,000
- Unsecured and secured 1 to 7 year loan terms available
- Weekly, fortnightly or monthly repayments
- Fixed rate of interest, meaning no repayment surprises
omm Home Renovation Loans
Need to renovate? Or simply training to be the next big thing in reality T.V? Either way we’ve got a great loan offer just for you.
Turn your house in to a home with an OurMoneyMarket unsecured personal loan. Our quick and easy 100% online application, means you can obtain conditional approval within minutes and be on your way to making your renovation dreams happen.
- Loans from $2,001 to $75,000
- Unsecured and secured 1 to 7 year loan terms available
- Weekly, fortnightly or monthly repayments
- Fixed rate of interest, meaning no repayment surprises
omm Education Loans
Looking to hit the books to further advance your career? Or perhaps you need some support with school fees?
Whether you’re undertaking a Masters Degree, a management course, seeking higher education or thinking of logging back into the student portal, OurMoneyMarket provides the student support you need.
- Loans from $2,001 to $75,000
- Unsecured and secured 1 to 7 year loan terms available
- Weekly, fortnightly or monthly repayments
- Fixed rate of interest, meaning no repayment surprises
omm Medical Loans
Hit with some unexpected medical expenses? Or are you in need of some dental or cosmetic surgery? Stress less, we’ve got your covered.
OurMoneyMarket offers low interest rate loans for a wide range of medical procedures such as general surgery, dental surgery, plastic surgery, cardiology and much more.
- Loans from $2,001 to $75,000
- Unsecured and secured 1 to 7 year loan terms available
- Weekly, fortnightly or monthly repayments
- Fixed rate of interest, meaning no repayment surprises
What they’re looking for in a match
- You should be at least 18 years or older.
- You should be an Australian citizen or permanent resident.
- Be in active employment or receive a pension.
- Have no defaults (paid or unpaid) or active payday loans.
- Centrelink can be used as a secondary income with regular income.
- Not be a current or prior bankrupt or be party to a court judgement.
omm's bio
- Founded in 2017
- Australia's latest peer-to-peer lending platform
- Headquartered in Adelaide, South Australia
- Regulated by ASIC
