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Know your upfront costs, as well as any relevant government fees or concessions. Note: We are in the process of updating some of the information in our stamp duty calculators. Please ensure you double check any estimates with the relevant state or territory government.
Important information
Stamp duty calculator results are estimates for informational and illustrative purposes only, based on the inputs you provide and the information available from state and territory governments. The actual stamp duty amount will be determined at the time of the property purchase, as calculated by the relevant state or territory government based on the specifics of the transaction and the parties involved. The results from this calculator should not be considered financial advice and you should not make any financial decisions based on them. Please speak with a qualified tax or financial advisor if you would like personalised advice and information based on your situation.
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Stamp duty in Western Australia (WA), also known as transfer duty, is a state government tax applied to the sale or transfer of many personal and business-related assets, most commonly real estate.
Stamp duty in Western Australia is calculated on a sliding scale according to your property value. A concessional rate applies to a principal place of residence or a WA business asset valued under $200,000, rates increase thereafter with the property value.
Stamp duty costs in WA will vary depending on:
| Property value | Stamp duty payable |
|---|---|
$0 - $120,000 | $1.90 per $100 or part thereof |
$120,001 - $150,000 | $2,280, plus $2.85 per $100 or part thereof above $120,000 |
$150,001 - $360,000 | $3,135, plus $3.80 per $100 or part thereof above $150,000 |
$360,001 - $725,000 | $11,115, plus $4.75 per $100 or part thereof above $360,000 |
$725,001+ | $28,453, plus $5.15 per $100 or part thereof above $725,000 |
| Property price | Owner-occupier stamp duty | Investment stamp duty |
|---|---|---|
$750,000 | $29,740 | $29,740 |
$1,000,000 | $42,615.50 | $42,615.50 |
In WA, first-home buyers pay no stamp duty on homes up to $500,000, with a reduced rate for homes priced between $500,001 and $700,000 (or $750,000 in regional areas).
| Property value (home) | First-home buyer stamp duty |
|---|---|
$0 - $500,000 | No duty payable |
$500,001 - $700,000 (Metropolitan and Peel regions) | $13.63 per $100 or part thereof above $500,000 |
$500,001 - $750,000 (Outside Metropolitan and Peel regions) | $11.89 per $100 or part thereof above $500,000 |
$700,001 + (Metropolitan and Peel regions) $750,001 + (Outside Metropolitan and Peel regions) | The general rate of transfer duty applies |
| Property value (vacant land) | First-home buyer stamp duty |
|---|---|
$0 - $350,000 | No duty payable |
$350,001 - $450,000 | $15.39 per $100 or part thereof above $350,000 |
$450,001 + | The general rate of transfer duty applies |
The property buyer (person or business) or whoever receives the asset (even as a gift) pays stamp duty in WA (unless an exemption applies). Keep in mind that stamp duty is an additional cost you need to factor in on top of your property cost, conveyancing and insurance.
The good news is that most lenders will allow you to increase the principal amount of your home loan to account for stamp duty. This will increase your home loan repayments. If you're buying a property with the help of a conveyancer, they may take care of the paperwork and lodge the payment with the revenue office on your behalf.
When is stamp duty in WA payable?
In Western Australia, stamp duty is payable within 30 days of when your duties assessment notice is issued. Late payment penalties apply. Your conveyancers must apply for the duties assessment notice with the local revenue office within two months of settlement.
Money.com.au’s analysis shows stamp duty can end up costing more than double its original amount once interest is factored in over a typical 30-year mortgage.
Based on the median dwelling value, capitalising stamp duty would cost Perth homebuyers an extra $84,262 over the life of the loan once interest is included. In the rest of Western Australia, financed stamp duty would add $48,164 in long-term costs.
Stamp duty can be paid by direct deposit, cheque, credit card, and other major payment options. In most cases, you'll receive a notice from RevenueWA or the state’s department of finance delivered to the address of the purchased property or via email. This letter will often contain:
Western Australia has a stamp duty exemption for first-home buyers purchasing a new property or vacant land up to the following price threshold:
There’s also a $10,000 first-home buyer grant in WA that may help further reduce the cost of buying a home.
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Home loan comparison rates are calculated based on a loan amount of $150,000 repaid over a 25-year term with monthly repayments. The comparison rates only apply to the examples given. Different loan amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers are not included in the comparison rate but may influence the cost of the loan. Check with the provider for full loan details, including rates, fees, eligibility and terms and conditions to make sure the product is right for you.
General information only
The information on this page is general in nature and has been prepared without considering your objectives, financial situation or needs. You should consider whether the information provided and the nature of any home loan product is suitable for you and seek independent financial advice if necessary.
We are not providing you with a recommendation or suggestion about a particular home loan. You should read the relevant disclosure statements or other offer documents before deciding whether to apply for or continue to use a particular product.
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