Money
MoneyLogo

Home loan calculators and tools

Check your borrowing power, estimate your repayments and more with our easy-to-use home loan calculators.

Home Loan Repayment Calculator

dollar icon

See your estimated repayments per week/fortnight/month.

Borrowing Power Calculator

graph icon

Estimate how much you can borrow based on your income and expenses.

Home Loan Deposit Calculator

Deposit Calculator

How long will it take you to save your deposit for your first home?

Stamp Duty Calculator

building icon

Estimated your up-front stamp duty costs based on your state or territory.

Refinancing Calculator

Repayments calculator

Quickly estimate the impact refinancing could make on your mortgage repayments.

Rate Change Calculator

squares icon

See the impact of an interest rate change on your repayments.

Split Home Loan Calculator

split icon

See your estimated repayments per week, fortnight or month.

Offset Account Calculator

wallet icon

Calculate how much interest an offset account could save on your home loan.

Home Equity Calculator

Borrowing power calculator

Discover your potential borrowing power for a home equity loan or line of credit.

LVR Calculator

chart icon

Quickly work out your loan-to-value ratio based on your loan amount and property.

Featured Offer

Sponsored

Partner Offer

loans.com.au home loans logo

Interest rates from

6.04%

p.a.

Comp. rates from^

6.08%

p.a.

Variable Bare Home Loan 90% LVR

Borrow up to $2m with competitive variable rates from 6.04% p.a. (comparison rate^ 6.08% p.a.). Enjoy flexible payment options, zero monthly or ongoing fees, unlimited free redraws and up to 30 year terms. 90% Max LVR applies. Visit site for T&Cs and to check eligibility.

money.com.au

Compare, calculate, or talk to a broker. A portion of every settled home loan builds homes for families in the Philippines.

WE GIVE A BUCK®

The calculator provided on money.com.au is intended for informational and illustrative purposes only. The results generated by this calculator are based on the inputs you provide and the assumptions set by us. These results should not be considered as financial advice or a recommendation to buy or sell any financial product. By using this calculator, you acknowledge and agree to the terms set out in this disclaimer. For more detailed information, please review our full terms and conditions on the website.

Assumptions:

  • The calculations do not account for changes in interest rates or other market conditions that may occur.
  • Results are approximations and may differ from actual payment schedules or amounts.
  • The calculator does not include all fees and charges that you may incur in relation to a financial product.

Limitation

  • This calculator does not guarantee the availability of any financial product or the accuracy of the calculations. Please consult a financial advisor or the relevant product provider to obtain specific advice tailored to your circumstances.
  • money.com.au does not accept any liability for errors or omissions, or for any loss you may suffer as a result of relying on these calculations.

© Copyright 2026 Money Pty Ltd.

© Copyright 2026 Money Pty Ltd.
Money acknowledges Aboriginal and Torres Strait Islanders as the traditional custodians of country throughout Australia and their continuing connection to land, waters and community.