Nick has been a licensed mortgage broker since 2019 and has settled more than $300 million in loans in that time. That volume spans a wide range of clients and scenarios, from straightforward refinances to time-critical settlements and complex lending situations that require genuine lender knowledge to navigate.
Before becoming a mortgage broker, Nick spent over nine years running his own business in the telecommunications sector. His background as a business owner gives him a commercial mindset and a deep appreciation for clear communication, fast turnarounds and getting deals across the line. He now uses this mindset and skillset for the benefit of Money.com.au clients.
Nick is also a regular media contributor and has been featured in a range of national titles providing practical commentary on issues that directly affect borrowers.
Nick holds a Cert IV in Finance & Mortgage Broking, which is the required qualification to operate as a mortgage broker in Australia. He's currently undertaking a Diploma of Finance and Mortgage Broking Management. He's a member of the Finance Brokers Association of Australia (FBAA).
Nick's core areas of expertise include:

"I cut through the noise. Lending is full of confusing policies and jargon, so my job is to translate it all into plain English. Whether I'm negotiating directly with the banks or explaining exactly how your daily spending affects your borrowing power, I provide clear, practical guidance so you can make confident decisions. I especially enjoy working with first home buyers. Buying your first property is a huge, emotional deal. My job is to keep the process clear, practical and completely stress-free."
As Money.com.au’s home lending expert and industry commentator, Nick Burgess is a trusted voice on Australia’s mortgage landscape. He regularly provides expert analysis and commentary across major outlets, including Realestate.com.au and Australian Broker.
Here are some of his media features:
"I can’t recommend my broker highly enough. I made the decision to proceed with Nick Burgess on Tuesday afternoon and by Friday morning my finance has been approved – an incredible turnaround time. As a first-home buyer, the process felt overwhelming at times, with a lot of documentation, questions, and back-and-forth communication required. Throughout every step, my broker was professional, responsive, and always available to answer my questions. Their communication was exceptional, keeping me informed at every stage and making sure I understood exactly what was happening. Most importantly, they gave me confidence throughout the entire process. Buying your first property is a huge milestone, and having someone knowledgeable, proactive and genuinely invested in achieving the best outcome for me made all the difference. Thank you for making what could have been a stressful experience feel smooth and manageable. I wouldn’t hesitate to recommend your services to anyone looking for a mortgage broker, especially first-home buyers."
"We were delighted with the warm, helpful, fully informed and friendly advice received. Came away fully satisfied all our questions had been answered FULLY. Some were even ANTICIPATED. Nick KNOWS HIS STUFF"
"So our agent Nick was what made this experience easy and stress free. Refinancing is stressful, but Nick turned around our package very quickly and on a decent rate in a competitive climate. He was responsive through out the process and always clarified any of our silly questions, demonstrating his patience and care with respect to customer service. We’ll be hitting him in a few years time when our current rate expires!"
"Nick was very knowledgeable and explained everything really well. It also didnt take too long."
"Nick was awesome. Very helpful and it was a really smooth process. He got us a great rate. Thank you!!!"
"Nick Burgess made my refinance very straightforward - recommending lenders based on my circumstances and the best rates possible, addressed all my questions quickly - made the whole process simple and very pleased with the result👌🏼"
"Nick Burgess was first class. He constantly kept us on track and managed our expectations. We could bid at auction knowing exactly where we stood with finance. Importantly, the rates were on point too. Settlement was smooth and on time. Highly recommended "
"⭐️⭐️⭐️⭐️⭐️ I had an excellent experience working with Nick on my refinance. From start to finish, he was incredibly efficient, highly knowledgeable, and very communicative. He kept me informed at every step, explained my options clearly, and was always quick to respond to any questions. Nick made what could have been a stressful process feel smooth and straightforward. I wouldn’t hesitate to recommend him to anyone looking for a reliable and professional broker, especially for refinancing. "
"From my first phone call to my last, working with Nick was fantastic. He consistently kept me updated, always answered my calls, and secured the best home loan compared to all competitors. Nick made the entire process feel seamless and completely stress-free. I received my home loan approval in record time! I’m so thankful and incredibly happy. Highly recommend Nick from Money.com"
"I recently completed a refinance and Nick Burgess from Money.com did an amazing job. He was professional, proactive, and extremely knowledgeable, making the entire process smooth and stress-free. Nick clearly explained every step, kept me updated throughout, and ensured the best possible outcome for my situation. Highly recommend Nick and the team at Money.com to anyone considering a refinance or any type of loan."
"Nick and his team managed to provide us with a great deal on our home loan refinance, and coordinated it quite well even when I was overseas on holiday. The whole process was seamless and we are thankful for their services, I would recommend them highly to anyone looking to refinance or get more out of their mortgage!"
"Nick was great to deal with, really helpful and knew what he was doing. Found ways to make it work when others i tried before him could not. Cheers Nick"
"Nick was fabulous! He got us the best deal that meeting all our needs! "
"Nick went above and beyond when we had issues with my bank. They gave me the wrong discharge paperwork and when we found out my bank were going to push settlement. Nick pushed to get settled on the original timeline. He was very comunative and got me the best rate available. Also saved me from losing that rate by getting me to rate lock. I would definitely use Nick again."