Toyota Kluger Novated Lease

  • Save $1,000s every year with a Toyota Kluger novated lease
  • Pay $0 fringe benefits tax on eligible models
  • Get an accurate novated lease quote tailored to you

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Toyota Kluger
Toyota Kluger

What you get with a Toyota Kluger novated lease

Best match guarantee

Save $1,000s instantly with a GST discount on your Toyota Kluger

Novated Lease

Pay $0 GST on packaged running costs (e.g. charging)

Consolidating debt

Eligible for fringe benefits tax exemption

Shopping around for the right novated lease can save you thousands of dollars in interest and fees.

Kluger is designed to be the ‘ultimate family wagon’ of the Toyota stable - provided you harbour no aspirations of hardcore outback adventuring.

It’s a seven-seater with the main options being: Hybrid or conventional V6 internal combustion powertrains.

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How a novated lease works on a Toyota Kluger

A novated lease on a Toyota Kluger means being able to pay for your car and car running costs using your pre-tax salary.

Your employer deducts a regular car payment from your salary before tax is deducted. This arrangement with your employer is known as salary sacrificing a car. It means you pay less income tax.

The car running costs you can include in your Toyota Kluger novated lease include: charging registration and CTP, comprehensive car insurance, servicing, tyres, car washes.

Toyota Kluger Cheat Sheet



2.5 litre Hybrid engine delivers everyday motoring or the 3.5 litre V6 petrol engine for 218kW


All terrains

All-Wheel Drive standard on Hybrid, and optional on petrol variants



2,000kg braked towing capability


Accident sensing

Pre-Collision Safety System (PCS) with Pedestrian and Daylight Cyclist Detection

Toyota Kluger

The Kluger Engine

The conventional V6 is a 3.5-litre engine with 218 kilowatts and 350 Newton-netres, and it competes more or less directly with the V6 petrol variants of Hyundai Santa Fe and Kia Sorento. (And, to some extent, with the 2.5-litre turbo four in Mazda CX-9.)

These older-tech V6s really need a rev if you want them to perform. (Peak power is not achieved until a stratospheric 6600rpm - which is pretty much only ever achieved during flat-out highway overtaking, uphill.) And, if you drive them aggressively, fuel economy really does suffer.

The V6 is available in 2WD (front drive) and all-wheel-drive variants, across the range. It’s mated to an eight-speed automatic transmission.

The Hybrid option

Hybrid models use a 2.5-litre four-cylinder engine and an onboard battery/electric motor for a combined 184 kilowatts, with fuel economy greatly improved. The V6 sits at 8.9 litres per 100km, in official tests, and the hybrid is at 5.6 - an incredible 37 per cent reduction in fuel consumption.

Essentially, the Kluger’s hybrid system is designed to capture kinetic energy when, for example, the traffic in front slows down, and you slow to keep pace. In this situation the electric motor functions as a generator, and charges the battery. The, when you need to get going again, the battery supplies electricity to the motor to assist the petrol engine.

In other words, it’s not the kind of hybrid you can plug in to the mains at home, overnight, to charge up.

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Toyota Kluger specs


Basic features: Choice of 3 drivetrains:

  • 3.5L 6-cylinder petrol engine with an 8-speed automatic transmission, 2WD
  • 3.5L 6-cylinder petrol engine with an 8-speed automatic transmission, AWD
  • 2.5L 4-cylinder petrol engine, 2.5L Toyota Hybrid System with auto CVT
  • 18" 5-spoke alloy wheels
  • 7-Seater with sliding 2nd row
  • 8" colour touchscreen display with 6 speaker audio system
  • Toyota Safety Sense


All the GX features plus:

  • Satellite Navigation
  • 3-zone automatic air conditioning


All the GX and GXL features plus:

  • 20" Chromtec® wheels
  • 11 speaker premium JBL®[C11] audio system
  • Memory driver's seat
  • Panoramic view monitor

Your Kluger options


The Kluger GX, available with a 3.5L V6 engine in 2WD or AWD, or with a 2.5L Hybrid engine in AWD, gives you the flexibility a modern family needs.


The Kluger GXL will reward your family with its go-anywhere ability and impressive list of features.


The Kluger Grande, for the discerning family that works hard and plays even harder.

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In summary

Three model grades are available: GX, GXL and Grande, and the hybrid powertrain is available on all three.

GX has 18-inch alloy wheels, an eight-inch infotainment system with six speakers and Apple and Android phone integrations, seven seats, a great deal of standard safety equipment (including adaptive cruise control) and features a black fabric interior.

GXL sticks with 18-inch alloys (different design), more upscale interior trim, electric front seats (eight-way for the driver; four-way for the passenger) plus tri-zone air conditioning.

Grande models roll on 20-inch alloys, add a premium 11-speaker JBL sound system, have premium interior available in black or beige trim, add ventilation to the front seats and a memory function for the driver’s seat. There’s also a panoramic view monitor to assist with precision manoeuvring.

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Get a quick novated lease quote

See how much you could save on a Kluger plus running costs with a novated lease. Get a personalised, no-obligation quote today.


Written by

Shaun McGowan founder

Loans Expert

Shaun McGowan

Reviewed by

Sean Callery Editor


Sean Callery



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