Toyota RAV4 Novated Lease
- Save $1,000s every year with a Toyota RAV4 novated lease
- Pay $0 fringe benefits tax on eligible models
- Get an accurate novated lease quote tailored to you
How much is the Toyota RAV4 you're looking to novate?
What you get with a Toyota RAV4 novated lease
Save $1,000s instantly with a GST discount on your Toyota RAV4
Pay $0 GST on packaged running costs (e.g. charging)
Eligible for fringe benefits tax exemption
Shopping around for the right novated lease can save you thousands of dollars in interest and fees.
The RAV4 is a popular midsize SUV and a direct competitor of the Subaru Forester, Mazda CX-5, Hyundai Tucson and Kia Sportage.
The range is quite complex, with the vehicle being available in five different spec levels, together with conventional internal combustion engines, or hybrid, both with 2WD (front drive) and all-wheel-drive powertrains available.
The popular hybrid variants offer up to 163 kilowatts of combined power from the 2.5-litre internal combustion engine and battery/electric motor system.
How a novated lease works on a Toyota RAV4
A novated lease on a Toyota RAV4 means being able to pay for your car and car running costs using your pre-tax salary.
Your employer deducts a regular car payment from your salary before tax is deducted. This arrangement with your employer is known as salary sacrificing a car. It means you pay less income tax.
The car running costs you can include in your Toyota RAV4 novated lease include: charging registration and CTP, comprehensive car insurance, servicing, tyres, car washes.
Toyota RAV4 Cheat Sheet
1
Power
2.5L AWD Hybrid delivering 163kW
2
Towing
1,500kg braked towing capacity
3
Adventurous design
Cruiser and Edge models add a 360 degree view monitor
4
Drivetrain
4 x dynamic drivetrains available in Hybrid or petrol.
The RAV4 Engine
The entry-level internal combustion engine is a 2.0-litre four-cylinder offering 127 kilowatts and 203 Newton-metres, while the higher-grade internal combustion RAV4s employ a 2.5-litre four with 152 kilowatts and 243 Newton-metres. The 2.0-litre engine is packaged as a front-driver, while the 2.5 is AWD.
Hybrid RAV4 with front drive loses only 3kW of peak power (maximum of 160kW), but the AWD hybrid employs a second electric motor system to drive the rear axle, and this has significant implications if you plan on doing any significant towing.
The RAV4 Engine
The entry-level internal combustion engine is a 2.0-litre four-cylinder offering 127 kilowatts and 203 Newton-metres, while the higher-grade internal combustion RAV4s employ a 2.5-litre four with 152 kilowatts and 243 Newton-metres. The 2.0-litre engine is packaged as a front-driver, while the 2.5 is AWD.
Hybrid RAV4 with front drive loses only 3kW of peak power (maximum of 160kW), but the AWD hybrid employs a second electric motor system to drive the rear axle, and this has significant implications if you plan on doing any significant towing.
Towing power
The 2WD Hybrid RAV4 offers a maximum tow capacity of just 480kg, which is very low for a vehicle in this class. Hybrid AWD models (and 2.5-litre internal combustion-only RAV4s) will tow up to 1500 kilograms, however. The 2.0-litre internal combustion-only RAV4 with front drive is somewhere in the middle of these extremes, with a maximum tow capacity of 800 kilos.
The upshot of this is that, if adventuring involving a camper-trailer, a boat or a caravan is something you are considering, it will probably be prudent for you to choose one of the AWD models - either hybrid or conventional.
Get a quick novated lease quote
See how much you could save on a RAV4 plus running costs with a novated lease. Get a personalised, no-obligation quote today.
GET STARTEDGET STARTEDToyota RAV4 specs
GX
- 2.0L Dynamic Force direct injection petrol engine with 6-speed auto CVT, or 2.5L Toyota Hybrid System with auto CVT
- 2WD (Petrol/Hybrid) or electric AWD (Hybrid)
- 17" alloy wheels
- Apple CarPlay® and Android Auto™ , 6-speaker audio with DAB+ Digital Audio
- Toyota Safety Sense
GXL
- 2.0L Dynamic Force direct injection petrol engine with auto CVT, or 2.5L Toyota Hybrid System with auto CVT
- 2WD (Petrol/Hybrid) or electric AWD (Hybrid)
- 18" alloy wheels
- Apple CarPlay® and Android Auto™, Satellite navigation with 6-speaker audio with DAB+ Digital Audio
- Toyota Safety Sense including Active Cruise Control, Pre-Collision Safety system with Pedestrian (night and day) and Cyclist detection (day only), Lane Departure Alert, Lane Trace Assist , Auto High Beam and Road Sign Assist
XSE
- 2.5L Toyota Hybrid System with auto CVT
- 2WD (Hybrid ) or electric AWD (Hybrid)
- 18" alloy wheels
- Apple CarPlay® and Android Auto™, Satellite navigation with 6-speaker audio with DAB+ Digital Audio
- Toyota Safety Sense including High-Speed Active Cruise Control (ACC), Pre-Collision Safety system with Pedestrian detection, Lane Departure Alert and Road Sign Assist
Cruiser
- 2.0L Dynamic Force direct injection petrol engine with auto CVT, or 2.5L Toyota Hybrid System with auto CVT
- 2WD (Petrol/Hybrid ) or electric AWD (Hybrid)
- 19" alloy wheels (18" black gloss alloys on 2.5L Hybrid)
- Apple CarPlay® and Android Auto™, 9-speaker JBL® premium audio with DAB+ Digital Audio
- Toyota Safety Sense including Active Cruise Control, Pre-Collision Safety system with Pedestrian (night and day) and Cyclist detection (day only), Lane Departure Alert, Lane Trace Assist, Auto High Beam and Road Sign Assist
Edge
- 2.5L Dynamic Force direct injection petrol engine with 8-speed auto, or 2.5L Toyota Hybrid System with auto CVT
- AWD (Petrol/Hybrid)
- 19" alloy wheels
- Apple CarPlay® and Android Auto™, 9-speaker JBL® premium audio with DAB+ Digital Audio
- Toyota Safety Sense including Active Cruise Control, Pre-Collision Safety system with Pedestrian (night and day) and Cyclist detection (day only), Lane Departure Alert, Lane Trace Assist, Auto High Beam and Road Sign Assist
Your RAV4 options
GX
Built with Toyota's latest tech and safety features, the GX is a practical all-round SUV.
GXL
Look cool and stay cool with the GXL. Enjoy 18" alloys, privacy glass and dual zone climate control.
XSE
Our brand new addition to the range. Luxurious features like ambient lighting as well as unique styling afford the XSE a more premium feel.
Cruiser
Enjoy total luxury with a stylish leather-accented interior, 18" alloy wheels (19" available on petrol variants) and even more driver tech.
Edge
We've combined a confident new design with our full suite of premium features, to deliver the total RAV4 package.
What you'd get when you salary package a RAV4
- Fleet discount
- Registration and CTP
- Fuel Card
- Tyres
- Repairs and Maintenance
- Roadside Assist
- Comprehensive Insurance
Your ability able to include these car running costs with your finance is one of the reasons a novated lease is worth it for some drivers despite the fringe benefits tax costs and large balloon payment.
Learn more about novated leasing.
In summary
It’s also worth knowing that the Hybrid RAV4 available in Australia is the kind designed just to capture some kinetic energy that would otherwise be lost during braking - it stores that in the battery and uses it for propulsion later. If you are reading overseas RAV4 reviews, you need to be aware that the RAV4 Prime Hybrid, which has a much bigger battery, better performance and which can be recharged by plugging in at home, overnight, is not available in Australia.
Get a quick novated lease quote
See how much you could save on a RAV4 plus running costs with a novated lease. Get a personalised, no-obligation quote today.
GET STARTEDGET STARTEDWritten by
Loans Expert
Shaun McGowan
Reviewed by
Editor
Sean Callery
AS FEATURED IN
