expert author

Brad Kelly credit card expert

About Brad

Brad Kelly is’s resident credit cards and payments expert. He has more than 25 years of industry experience, holding senior positions at major global credit card companies, including Mastercard Worldwide where he was Head of Sales, Product Innovation & Delivery. He has also held senior roles at some of Australia’s leading banks, including NAB and ANZ, as well as global financial services companies, HSBC and JPMorgan Chase.

Brad is currently Managing Director of Australia's only independent payments consultancy, Payment Services, and is the Co-Founder of Australia’s Independent Payments Forum.

Brad has unparalleled knowledge of credit cards, payments and digital wallets in Australia. He is a fiercely independent voice in the industry and doesn’t hold back when giving his verdict on the credit cards and payment services vying for a position in your wallet. If you’re considering a credit card, you’ll want to know what Brad has to say first.

He regularly features as a commentator on credit cards, payments and buy now pay later services in some of Australia’s leading media organisations and industry publications, including the ABC,, Forbes, The Advertiser, Smart Company and Banking Day.

You can connect with Brad and read his latest searing hot take on Australia’s payments system on LinkedIn.