"Hey I’m Money Matchmaker™, I have a team of wizards making me super smart. I’ve been loaded up with all the information that lenders use to make a decision on whether they will lend you money, how much they will lend and at what interest rate. I'll show you the best loan matches available to you with no hidden fees, no broker fees and no fake rates."
Get matched with real loan offers from up to 11 lenders, all at once.
We show you the best interest rates and repayments from each lender you match with
The rates are based on who you are and where you are at in life
No obligations, just the facts, make an informed choice
There are no middlemen, marked up pricing or broker fees. (We get paid by the lender)
No advertised rates. No rate tables. You will see real qualified rates for loans that are available to you with 0 impact to your credit score.
We don't get paid to rank products higher, sell your data or add fees on to your loan. In fact when you use our service we spend $10 to ensure we show you the lowest, most unbiased, transparent rates.
There are no follow up calls, no sales pitches and no impact to your credit score. Know exactly what the costs will be before choosing a lender. No surprises.
Being a Money Matchmaker™ requires detail, we want to ensure we are being responsible and giving you the best possible results we can, so information is critical. The more our Matchmaker engine understands you, the better we can be sure we have found your right match.
Lenders have things they are looking for too in matches, and we have all that information loaded into our Money Matchmaker™ engine. So your information is matched to their information to give you a personalised rate for their products from the lenders that like what they see.
All the information we ask from you is necessary, we don’t ask anything a lender won’t ask if you went directly to them, and if you choose a lender match, we share that information, with your permission, with them to help get your relationship off the ground as quickly as possible.
If you choose one of your lender matches we share the information you’ve provided, with your permission, into their systems to help get your relationship off the ground quickly. They’ll ask you for some more information as your relationship progresses, but we’ve gotten everything they need to start the process.
If you choose not to continue or you need some time to think, we save your information and your personal match results page for 7 days in our secure Money Matchmaker™ engine.
We will never sell or pass your data on without your permission, so your information is safe with us
It doesn’t cost you to find your match, and we don’t get paid by lenders to show one result over the other, so we will always put your best interests first.
We earn a fee from our participating lenders if you choose to take out a loan with them. It’s the same for each lender and we charge them, not you, so we don’t mind who you choose, the choice is 100% yours.
Rest assured, if nothing takes your fancy, that’s ok. There is no obligation.
Bank statement data is the quickest way for our Money Matchmaker™ to find what lenders are looking for. The Money Matchmaker is the only thing that looks at your statements, no people are involved, and it checks for:
We pass your statement on to your lender match if you choose one, so they don’t have to ask for the same data again.
We ask you to login via a secure 3rd party provider, they are an Australian leading provider in bank statement data so are incredibly secure. Your login details are never stored. You can find out more about them here: https://www.illion.com.au/
Advertised rates on rate checker sites or in promotions are always subject to terms and conditions and eligibility criteria. The rates we show you when you’re matched by our Money Matchmaker™ are the same ones you would be shown if you enquired directly with a lender.
They take into account all your circumstances, terms and conditions and fees to give you the final and best rate you are eligible for.
We run your answers against all 11 of our lenders at once, you could be shown anywhere from 0-11 matches depending on your compatibility.
This is not comparing interest rates, it’s telling you the total interest rate you will pay on the loan with all fees and costs included calculated as an annual percentage rate. Always look and compare the comparison rate with different lenders, not the initial rate, as that’s not the actual rate you’ll be paying. Comparison Rates were introduced by the Australian government to make it easier for you to compare car loans with the true cost of the loan (interest + fees).
We feel terrible when this happens, but not showing you a match can be for a few reasons:
We are here to help, we do have loan experts you can talk to if the Money Matchmaker™ is unable to match you. A loan expert can work with you to overcome challenges you may experience when trying to get a loan. If you've been rejected before, have bad credit or low docs, an expert can be just the ticket. Leave us a message if you'd like to talk to someone.
Matches are based on your circumstances, we can’t give you an accurate match without knowing who you are. Part of that process is to get your credit score so we need the correct information to access your Equifax report, we need to make sure it’s your information not anyone else’s. To know it’s you Equifax needs to know:
Income and employment
Assets and liabilities
Vehicle details (car loans only)
It depends on the lender but anywhere from 24hours to 2 business days from approval. You can find out more about their application process, approval times and funds process in their bios.
We honour them for up to 7 days, after that we can't guarantee things haven't changed with the lender so we would need you to taking the matching quiz again.