Money.com.au commissioned a survey of an independent panel of 1010 Australians to gauge sentiments over corporate organisations asking for their personal information. Respondents could choose, from a list of 14, whether they felt ‘concerned’, ‘neutral’ or ‘comfortable’ about giving certain personal details online. Money.com.au also asked respondents whether they read privacy terms and conditions before sharing their personal information online and if they falsify any of their details, such as date of birth, home address or gender.
The pool of survey respondents matches the age and geographical spread of the Australian population.
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Survey respondents were presented with a list of 14 personal details that large corporations may ask for when they sign up to a subscription, telco plan, financial product, eCommerce site, app service, utility plan or accommodation service, and asked to convey how concerned they are about disclosing such information: ‘concerned’, ‘neutral’ or ‘comfortable.’
Money.com.au found that:
Other details respondents felt comfortable or neutral sharing included:
In contrast, respondents were the most concerned about providing financial information.
Respondents were concerned about sharing:
Respondents were also concerned about:
Identity theft is one of the common ways an individual's personal and financial information can be used by criminals. Checking your credit score and report regularly can be an effective way of watching out for signs of identity theft.
Respondents across most States indicated similar sentiments towards large corporations requesting personal data, however some States’ responses departed significantly from the consensus.
In particular, respondents from the ACT displayed greater caution towards sharing certain kinds of personal data than the rest.
Compared with:
Providing financial information was also a cause for concern across the States.
Respondents expressed concern over providing bank account details:
Respondents were also concerned over providing bank transaction history:
A high proportion expressed concern over sharing tax file numbers:
Response | NSW (%) | VIC (%) | QLD (%) | SA (%) | WA (%) | ACT (%) |
---|---|---|---|---|---|---|
Home address | 28 | 26 | 28 | 21 | 25 | 19 |
Passport | 58 | 54 | 51 | 51 | 66 | 63 |
Driver's licence | 46 | 41 | 43 | 43 | 41 | 38 |
Tax file number | 60 | 55 | 57 | 59 | 61 | 56 |
Gender | 11 | 11 | 8 | 8 | 8 | 6 |
Utility bill (electricity, phone, water bill) | 30 | 31 | 33 | 32 | 36 | 50 |
Payslips | 48 | 48 | 45 | 45 | 44 | 63 |
Date of birth | 30 | 23 | 21 | 19 | 19 | 13 |
Number of dependants | 21 | 18 | 12 | 22 | 12 | 19 |
Relationship status | 21 | 19 | 16 | 26 | 13 | 13 |
Income | 35 | 41 | 36 | 33 | 26 | 38 |
Bank account details | 63 | 64 | 71 | 59 | 69 | 94 |
Bank transaction history | 67 | 69 | 72 | 67 | 58 | 88 |
Photo of your face | 58 | 56 | 61 | 53 | 59 | 56 |
Money analysed responses across age groups and found a greater proportion of older respondents expressed concern about giving out personal details to large corporations online – particularly financial information.
Eight in 10 (80%) over-50s are concerned about giving away their bank transaction history. This is compared with:
Seven in 10 (76%) over-50s also expressed concern about giving away bank account details. Compared with:
Sharing income information was also a cause for concern for more older respondents:
Compared with:
Over-50s were also more likely to be concerned about sharing their passport details:
Compared with:
Sharing driver’s licence information is a concern for 51% of over-50s. Compared with:
Money.com.au asked respondents if they always provide their real details to companies online. Respondents were presented with a list of 11 personal details and were asked if they have provided fake information for any of them online.
Seven in 10 (72%) revealed they never provide fake details about themselves online.
Across the States, a similar proportion of respondents admitted to fabricating their personal information.
Compared with:
Similar percentages across the States have fabricated their home address
Respondents also admitted to falsifying their date of birth
Response | NSW (%) | VIC (%) | QLD (%) | SA (%) | WA (%) | ACT (%) |
---|---|---|---|---|---|---|
Name | 12 | 16 | 8 | 10 | 9 | 6 |
Home address | 16 | 13 | 10 | 16 | 9 | 13 |
Passport number | 9 | 7 | 4 | 10 | 8 | 6 |
Tax file number | 12 | 6 | 5 | 12 | 8 | 6 |
Driver's licence number | 11 | 7 | 6 | 12 | 9 | 6 |
Gender | 10 | 10 | 5 | 7 | 4 | 6 |
Date of birth | 17 | 18 | 10 | 14 | 8 | 19 |
Number of dependants | 7 | 4 | 5 | 3 | 6 | 0 |
Relationship status | 7 | 8 | 6 | 3 | 5 | 0 |
Income | 11 | 11 | 8 | 8 | 8 | 0 |
Bank account details | 9 | 6 | 6 | 11 | 7 | 6 |
I've never provided fake details about myself | 67 | 69 | 78 | 74 | 80 | 75 |
Money.com.au found that younger respondents are more likely to provide fake details:
Compared with:
Under-30s are more likely to fabricate their name (16%), compared with:
Younger respondents also tend to give a fake address:
Compared with:
Similar proportion across the age groups revealed they provide a fake date of birth online.
Response | 18-30 (%) | 31-50 (%) | 50+ (%) |
---|---|---|---|
Name | 16 | 12 | 9 |
Home address | 16 | 15 | 10 |
Passport number | 7 | 9 | 7 |
Tax file number | 9 | 19 | 8 |
Driver's licence number | 9 | 9 | 8 |
Gender | 9 | 8 | 7 |
Date of birth | 14 | 15 | 15 |
Number of dependants | 6 | 5 | 5 |
Relationship status | 7 | 6 | 6 |
Income | 7 | 11 | 11 |
Bank account details | 5 | 9 | 8 |
I've never provided fake details about myself | 68 | 71 | 76 |
In light of recent high-profile data breaches, the Federal Government has proposed the roll out of a digital ID. Respondents were asked if they feel such an ID would help prevent future hacks and breaches. Nearly eight in 10 (79%) respondents are concerned a digital ID can still be hacked.
Similar proportions of respondents across the States are concerned that a digital ID will be vulnerable to data breaches.
Similar proportions of respondents across the age groups are concerned about the security of a digital ID:
Money.com.au found that more than half (52%) of respondents do not read the privacy terms and conditions before sharing their personal information when signing up to a subscription, telco plan, financial product (e.g. credit cards), eCommerce site, app service, utility plan or accommodation service.
Across the States, similar proportions of respondents admitted they don’t read a website’s privacy terms and conditions before providing personal information:
Response | NSW (%) | VIC (%) | QLD (%) | SA (%) | WA (%) | ACT (%) |
---|---|---|---|---|---|---|
Yes | 51 | 49 | 47 | 43 | 39 | 48 |
No | 49 | 51 | 53 | 57 | 61 | 52 |
A similar proportion of respondents across age groups are not prudent about reading terms and conditions before sharing their personal information online