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Money's asset finance expert, Phil Collard

Phil Collard

Asset Finance Expert

Loans expert with more than 15 years of industry experience.

About Phil

Phil Collard is a commercial finance broker at Money.com.au, with more than 15 years’ experience helping Australian businesses finance assets and boost cash flow.

Background and experience

Phil has built up deep and wide-ranging expertise in consumer and business finance, having held senior roles at leading Australian lenders and car dealerships, and by running his own finance brokerage.

Phil initially studied and worked as an accountant which, unbeknown to him at the time, paved a way forward into the finance and loans industry. His training and experience as an accountant has enabled him to understand his clients' businesses intimately and therefore provide suitable solutions to their funding requirements.

Before joining Money.com.au, Phil worked at a leading SME lender where he supported small to medium-sized enterprises across Australia & New Zealand with their finance needs. He’s also worked as a senior business manager at several major car dealerships, including Audi, Mercedes-Benz, Subaru, Honda, and Holden, to name a few.

Areas of specialisation

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Qualifications

Phil is qualified with a Certificate IV in Financial Services.

My Phil-osophy on doing what’s right for customers

Phil Collard Business Finance Broker

“Every day we’re given an opportunity to really help everyday Australians. Whether it’s a seasoned and savvy business owner or the first-time borrower looking to purchase their first car. The by-product of what we do is long-standing, meaningful and trusting relationships. We’re not in it for the one-off deal but rather to be known as a partner to our clients and the one to turn to when it comes to all things funding related. Our slogan says it best - WE GIVE A BUCK.”

Some of Phil's happy clients

"Working with Phil and Miguel was such a breath of fresh air. That level of customer service is genuinely hard to find these days. Thank you for making the whole process so pleasant — I highly recommend them!"

Omar Ahmed1 week ago

"When everyone else said it was too hard, Phil said give me the details and let's get this done. Best believe, it was done within 24 hours. I am am so thankful he got the loan I wanted for my business asset which will help us elevate and grow. We can't thank you enough Phil. "

Mary1 week ago

"Phil yet again facilitated a great speedy outcome with our business line of credit application. This application presented a few hurdles which Phil simplified on our behalf to the Lender. Settlement completed within only a handful of days from start to finish. Absolute legend to deal with yet again! "

Scott J1 month ago

"Phil made the whole process easy and stress free."

Martin1 month ago

"Phil was a pleasure to deal with, great personable attitude in calls, very professional and got the job done overcoming a few hurdles hassle free. Also protected us, minimising additional time and effort on us, by challenging lender to do a key step more efficiently saving us hours effort. 100% recommend Phil!!"

Scott J1 month ago

"Phil took the stress out of the loan process and was quick and efficient while getting us a better deal than the car dealership offered. This was my first time working with a broker for a car loan, and I would absolutely work with Phil again in future. "

Shannon Driscoll2 months ago

"Phil Collard was absolutely brilliant - I wish I had 2 pairs of hands so I can give this guy 4 thumbs up - legendary service from my first enquiry right through to settlement. Phil always answered my calls and emails immediately, even when he was on holidays. Phil was never pushy and always polite and personable. He is a customer service superstar and if his boss is reading this then he should buy Phil a gold Rolex, as I have no doubt as Phil will continue bringing much business and happy customers to the company - well done Phil, I'll be scrapping my bank manager and calling you next time I need finance. Thanks again for a smooth and easy transaction."

customer3 months ago

"Phil was excellent communicator, professional and respectful. Honest and efficient. Provided all detail we needed and made the process simple and clear. Recommend the service. "

Adam McConvell4 months ago

"Tremendous work by Phil very professional from day one to completion and always in contact with us throughout the whole process. Thank you Phil so much and we will recommend your services to others. Cheers Chris"

Chris5 months ago

"Phil is the best broker who I have ever ever dealt with. Not because I got my loan approval, he has been great throughout the whole process and the responsive rate is awesome whenever I need his update. If you guys need anything and I can assure you Phil is the one you need to approach and he is the only one. "

Jacky Kwan5 months ago

"Fast, quick, effective no muck around with settlement. Phil was amazing! Thank you definitely recommend them! "

Chantal Creek5 months ago

"We can’t recommend Phil highly enough! He was incredibly fast, had the whole process sorted in less than two days, and made everything feel effortless. Phil is a real goer who gets things done without fuss. The process was smooth, stress-free, and far easier than we ever imagined. If you want someone who delivers results quickly and professionally, Phil is the man to call."

Grant Hogan5 months ago

"Phil was an excellent communicator who listened to our specific needs and found us a great solution. 10/10. "

Alexis8 months ago

"The service from Phil and Fi was on point. Communication was exceptional. They both worked hard to understand my needs and fulfill my requirements. I was kept in the loop every step of the way, and they got me a good deal which suited my needs with minimal of fuss. They were extremely responsive and reactive when I reached out, and nothing seemed like too much trouble. I would definitely recommend Money.com.au. "

John8 months ago

"I recently dealt with Phil Collard at Money.com.au for a business loan and had a really good experience. My situation was a bit tricky due to my niche in the construction industry and associated factors, however Phil was able to assist. I didn’t get the loan amount I was hoping for, however this was due to factors on my end, and Phil was straight-up about the realities throughout the process. Phil has set the loan arrangement up to allow for negotiations moving forward, which sits refreshingly well with me as it feels more like a genuine client/broker relationship, rather than a one-off “here’s your loan, now go away” affair. "

Logan Poppelwell11 months ago

"Phil was one of the best brokers I've worked with so far. Fast to respond. Listened and followed through. Had results in 48 hours."

Glen Lehane1 year ago

Showing our favourite reviews.

Phil in the news

As Money.com.au’s go-to expert for Asset Finance and Business Loans, Phil helps businesses navigate lending options and secure the right finance for growth. He offers practical insights to make complex business finance decisions easier.

Explore some of Phil’s commentary below:

Phil can help you secure your best finance deal from these lenders and more

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