:quality(80))
Asset Finance Expert
Loans expert with more than 15 years of industry experience.
Phil has built up deep and wide-ranging expertise in consumer and business finance, having held senior roles at leading Australian lenders and car dealerships, and by running his own finance brokerage.
Phil initially studied and worked as an accountant which, unbeknown to him at the time, paved a way forward into the finance and loans industry. His training and experience as an accountant has enabled him to understand his clients' businesses intimately and therefore provide suitable solutions to their funding requirements.
Before joining Money.com.au, Phil worked at a leading SME lender where he supported small to medium-sized enterprises across Australia & New Zealand with their finance needs. He’s also worked as a senior business manager at several major car dealerships, including Audi, Mercedes-Benz, Subaru, Honda, and Holden, to name a few.
Phil's areas of specialist experience and expertise include:
Phil is qualified with a Certificate IV in Financial Services.
“Every day we’re given an opportunity to really help everyday Australians. Whether it’s a seasoned and savvy business owner or the first-time borrower looking to purchase their first car. The by-product of what we do is long-standing, meaningful and trusting relationships. We’re not in it for the one-off deal but rather to be known as a partner to our clients and the one to turn to when it comes to all things funding related. Our slogan says it best - WE GIVE A BUCK.”
Phil made the whole car finance process easy from start to finish. He explained everything clearly, answered my questions promptly and kept me informed throughout. I really appreciated how straightforward he made it all. I will be seeking his expertise in the future and would happily recommend him.
Phil was very helpful, explained all the terms to me clearly and simply. It was an easy process to work with Phil and get my loan approved.
"Phil Collard made financing my chattel mortgage effortless — knowledgeable, responsive, and genuinely helpful throughout. Highly recommend his expertise for anyone needing finance guidance!"
Phil from money is experienced and helpful. He assisted me navigate making application for unsecured business loan promptly and without fuss. So 5 stars from me.
Phil was amazing to deal with, knowledgeable, professional whilst also caring / listening to any questions. Really happy with the process. I would highly recommend him.
Great service, and fast. The funds went into my account within 24hrs! Thanks Phil.
Phil is fantastic, he was quick, professional and responsive at every step. His experience is evident and frankly the best iv'e dealt with. I'd recommend Money.com.au and Phil to anyone looking for finance.
Working with Phil and Miguel was such a breath of fresh air. That level of customer service is genuinely hard to find these days. Thank you for making the whole process so pleasant — I highly recommend them!
When everyone else said it was too hard, Phil said give me the details and let's get this done. Best believe, it was done within 24 hours. I am am so thankful he got the loan I wanted for my business asset which will help us elevate and grow. We can't thank you enough Phil.
Phil yet again facilitated a great speedy outcome with our business line of credit application. This application presented a few hurdles which Phil simplified on our behalf to the Lender. Settlement completed within only a handful of days from start to finish. Absolute legend to deal with yet again!
Phil made the whole process easy and stress free.
Phil took the stress out of the loan process and was quick and efficient while getting us a better deal than the car dealership offered. This was my first time working with a broker for a car loan, and I would absolutely work with Phil again in future.
Phil Collard was absolutely brilliant - I wish I had 2 pairs of hands so I can give this guy 4 thumbs up - legendary service from my first enquiry right through to settlement. Phil always answered my calls and emails immediately, even when he was on holidays. Phil was never pushy and always polite and personable. He is a customer service superstar and if his boss is reading this then he should buy Phil a gold Rolex, as I have no doubt as Phil will continue bringing much business and happy customers to the company - well done Phil, I'll be scrapping my bank manager and calling you next time I need finance. Thanks again for a smooth and easy transaction.
Phil was excellent communicator, professional and respectful. Honest and efficient. Provided all detail we needed and made the process simple and clear. Recommend the service.
Phill made the whole process seamless, was approved and settled in less then 24hrs from start to finish
Tremendous work by Phil very professional from day one to completion and always in contact with us throughout the whole process. Thank you Phil so much and we will recommend your services to others. Cheers Chris
As Money.com.au’s go-to expert for Asset Finance and Business Loans, Phil helps businesses navigate lending options and secure the right finance for growth. He offers practical insights to make complex business finance decisions easier.
Explore some of Phil’s commentary below:
){kind=small}
){kind=small}
){kind=logo}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=logo}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=small}
){kind=logo}
){kind=small}
){kind=small}
){kind=logo}
