Australia’s Money Matchmaker®
Meet Finance One
last update 15th October 2021
Their Summary
We understand that life’s road can sometimes be bumpy, and everyone’s financial circumstances are unique. We all make mistakes and Finance One are determined to help you smooth out the bumps in your road even if you have a poor credit history.
Why match with Finance One?
Reason's to say yes: Because we believe in second chances.
- Make extra repayments at any time
- Pay your loan out early with no fees
- Dedicated Customer Support team
- Change payment dates and frequency at any time
- Fixed interest rates
- 100% Australian owned and operated
What are Finance One’s values?
We live and breathe our core values so that with every interaction we provide exceptional customer service and deliver a product that can be tailored to your unique financial situation
- Courageous Conception: We go outside the box to reach new goals and turn dreams into reality.
- Open Communication: We communicate clearly and honestly with respect and understanding.
- Forging Success: We love our role and we are committed to creating success.
- Technical Innovation: We are open-minded and up to date with industry advancements to maintain a high standard for our business.
- Ethical Approach: We do right by our clients, company, stakeholders and our team with genuine values and purpose.
- Shining Stars: Every day we do the best we can and always empower others.
Their Rates
| Car Loans | Personal Loans |
|---|---|
Rates from 14% to 24% p.a | Rates from 14% to 19% |
Their Fees and Facilities
| Fee or Facility Type | Amount or Answer |
|---|---|
Establishment Fee | $595 up to $1,495 |
Monthly Fee | $22 |
Risk Fee | $995 up to $1,995 |
Early Repayment Fee | $0 |
Security | Secured |
What can they offer?
Finance One Vehicle Loan
The smart road for a second chance at a Vehicle Loan. You’re not alone. We have provided finance to thousands of people who have faced challenges accessing finance.
- Poor or no credit history
- Discharged from bankruptcy
- Defaults on your credit file The difference is in the Personal Touch.
- Compassionate and personal approach to lending
- We take your individual financial situation into account, and endeavour to find a loan that is suitable for your own needs and tailored to your circumstances.
- Your success is our motivating factor and we are driven to help you succeed in life with our personalised loan options
- We offer dedicated support from the day you enquire through to the day your final payment is made.
Finance One Motorbike Finance
Hit the road on two wheels! Get your motor running with motorbike finance from Finance One.
- Motorbike Finance from $5,000 to $75,000*
- Motorbike Finance terms from 3 - 7 years
- Loans for motorcycles in as little as 48 hours*
Choose your motorbike and hit the road in style.
- New motorbikes
- Used motorbikes
- Dirt bikes
- Cruisers
- Touring motorcycles
- Sport bikes
Why Finance One? Because we believe in second chances.
- Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
- 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
- Support - Our dedicated support team will get to know you and provide personalised service.
Finance One Boat & Jet Ski Finance
Get out on the water! Life’s better on a boat! If you love the seafaring life or enjoy the thrill of a jet ski, talk to Finance One about a loan or for a jet ski or boat.
- Jet Ski and Boat Finance from $5,000 to $75,000**
- Jet Ski and Boat Finance terms from 3 - 7 years
- Approvals in as little as 48 hours *
We have loans for many types of recreational vessels.
- Motorboats
- Jet Skis
- Tinnies
- Fishing boats
- Water ski boats
- Sailboats
Why Finance One? Because we believe in second chances.
- Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
- 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
- Support - Our dedicated support team will get to know you and provide personalised service.
Finance One Caravan Finance
Explore the great outdoors! Australians love a road trip and there’s no better way to enjoy your travels than in a caravan, with a camper trailer or in a campervan.
- Caravan & Campervan Finance from $5,000 to $75,000**
- Caravan & Campervan Finance terms from 3 - 7 years
- Approvals in as little as 48 hours *
We can help make your Australian road trip an amazing adventure with a loan from Finance One for a Campervan or Caravan.
- Caravans
- Off-road caravans
- Pop-top caravans
- Motorhomes
- Camper trailers
- Campervans
Why Finance One? Because we believe in second chances.
- Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
- 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
- Support - Our dedicated support team will get to know you and provide personalised service.
Finance One Personal Loan
Don’t be held back by a bad credit history. Apply for a Finance One Personal Loan.
- Loans from $5,000 to $25,000 **
- Approvals in as little as 48 hours *
Why Finance One? Because we believe in second chances.
- Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
- 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
- Support - Our dedicated support team will get to know you and provide personalised service.
Finance One Travel Loan
Don’t be kept at home by a bad credit history. Apply for Finance One Travel Finance.
- Loans from $5,000 - $25,000**
- Loan terms from 3-4 years
- Approvals in as little as 48 hours*
You can use a travel loan for:
- Airfares
- Train tickets
- Cruise fares
- Accommodation
- Vehicle expenses
- Travel insurance
- Luggage costs
- And more!
Why Finance One? Because we believe in second chances.
- Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
- 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
- Support - Our dedicated support team will get to know you and provide personalised service.
Finance One Wedding Loan
Say “I Do” to your perfect Wedding. Apply for Wedding Finance from Finance One.
- Loans from $5,000 - $25,000**
- Loan terms from 3-4 years
- Approvals in as little as 48 hours*
You could use a wedding loan to help pay for:
- Wedding venue
- Wedding accommodation
- Catering
- Your Wedding gown
- Wedding suits
- Wedding car & transport
- Wedding photographer
- And more!
Why Finance One? Because we believe in second chances.
- Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
- 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
- Support - Our dedicated support team will get to know you and provide personalised service.
Finance One Home Renovation Loan
A bad credit history doesn’t have to hold you back from having a beautiful home. Apply for a loan for your Home Renovation with Finance One.
- Loans from $5,000 - $25,000**
- Loan terms from 3-4 years
- Approvals in as little as 48 hours*
Personal Loans for Home Renovations can be used to finance:
- New kitchens
- New bathrooms
- Minor or major repairs
- New roofs
- New floors
- Outdoor areas
- Plus more!
Why Finance One? Because we believe in second chances.
- Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
- 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
- Support - Our dedicated support team will get to know you and provide personalised service.
Medical and Dental Loan
Struggling to pay medical or dental bills? Feel better with Finance One Medical & Dental Finance.
- Loans from $5,000 - $25,000**
- Loan terms from 3-4 years
- Approvals in as little as 48 hours*
You can use your Medical and Dental Finance for:
- Injuries
- Surgery
- Dental expenses
- Dental surgery
- Physical therapy
- Chronic illness
- Rehabilitation
- Nurse care
Why Finance One? Because we believe in second chances.
- Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
- 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
- Support - Our dedicated support team will get to know you and provide personalised service.
Finance One Education Loan
Don’t be held back by a bad credit history. Apply for Student Finance with Finance One.
- Loans from $5,000 - $25,000**
- Loan terms from 3-4 years
- Approvals in as little as 48 hours*
You can use Student Finance for:
- TAFE
- University fees
- Technical colleges
- Books and equipment needs
- Apprenticeships
- And more!
Why Finance One? Because we believe in second chances.
- Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
- 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
- Support - Our dedicated support team will get to know you and provide personalised service.
What they’re looking for in a match
- You must be employed
- Valid driver's license (overseas licenses accepted if not expired), learner licences fine
- Applicants must be at least 18 years of age
- You must be an Australian citizen, permanent resident or holder of a valid working visa
Finance One’s bio
- Founded in 2010
- Headquartered in Townsville, Queensland
- Regulated by ASIC
