Australia’s Money Matchmaker®

Meet Finance One

last update 15th October 2021

Their Summary

We understand that life’s road can sometimes be bumpy, and everyone’s financial circumstances are unique. We all make mistakes and Finance One are determined to help you smooth out the bumps in your road even if you have a poor credit history.

Why match with Finance One?

Reason's to say yes: Because we believe in second chances.

  • Make extra repayments at any time
  • Pay your loan out early with no fees
  • Dedicated Customer Support team
  • Change payment dates and frequency at any time
  • Fixed interest rates
  • 100% Australian owned and operated

What are Finance One’s values?

We live and breathe our core values so that with every interaction we provide exceptional customer service and deliver a product that can be tailored to your unique financial situation

  • Courageous Conception: We go outside the box to reach new goals and turn dreams into reality.
  • Open Communication: We communicate clearly and honestly with respect and understanding.
  • Forging Success: We love our role and we are committed to creating success.
  • Technical Innovation: We are open-minded and up to date with industry advancements to maintain a high standard for our business.
  • Ethical Approach: We do right by our clients, company, stakeholders and our team with genuine values and purpose.
  • Shining Stars: Every day we do the best we can and always empower others.
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Their Rates

Car LoansPersonal Loans

Rates from 14% to 24% p.a

Rates from 14% to 19%

Their Fees and Facilities

Fee or Facility TypeAmount or Answer

Establishment Fee

$595 up to $1,495

Monthly Fee

$22

Risk Fee

$995 up to $1,995

Early Repayment Fee

$0

Security

Secured

What can they offer?

Finance One Vehicle Loan

The smart road for a second chance at a Vehicle Loan. You’re not alone. We have provided finance to thousands of people who have faced challenges accessing finance.

  • Poor or no credit history
  • Discharged from bankruptcy
  • Defaults on your credit file The difference is in the Personal Touch.
  • Compassionate and personal approach to lending
  • We take your individual financial situation into account, and endeavour to find a loan that is suitable for your own needs and tailored to your circumstances.
  • Your success is our motivating factor and we are driven to help you succeed in life with our personalised loan options
  • We offer dedicated support from the day you enquire through to the day your final payment is made.

Learn more about Car Loans

Finance One Motorbike Finance

Hit the road on two wheels! Get your motor running with motorbike finance from Finance One.

  • Motorbike Finance from $5,000 to $75,000*
  • Motorbike Finance terms from 3 - 7 years
  • Loans for motorcycles in as little as 48 hours*

Choose your motorbike and hit the road in style.

  • New motorbikes
  • Used motorbikes
  • Dirt bikes
  • Cruisers
  • Touring motorcycles
  • Sport bikes

Why Finance One? Because we believe in second chances.

  • Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
  • 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
  • Support - Our dedicated support team will get to know you and provide personalised service.

Learn more about Motorcycle Loans

Finance One Boat & Jet Ski Finance

Get out on the water! Life’s better on a boat! If you love the seafaring life or enjoy the thrill of a jet ski, talk to Finance One about a loan or for a jet ski or boat.

  • Jet Ski and Boat Finance from $5,000 to $75,000**
  • Jet Ski and Boat Finance terms from 3 - 7 years
  • Approvals in as little as 48 hours *

We have loans for many types of recreational vessels.

  • Motorboats
  • Jet Skis
  • Tinnies
  • Fishing boats
  • Water ski boats
  • Sailboats

Why Finance One? Because we believe in second chances.

  • Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
  • 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
  • Support - Our dedicated support team will get to know you and provide personalised service.

Learn more about Boat Loans

Finance One Caravan Finance

Explore the great outdoors! Australians love a road trip and there’s no better way to enjoy your travels than in a caravan, with a camper trailer or in a campervan.

  • Caravan & Campervan Finance from $5,000 to $75,000**
  • Caravan & Campervan Finance terms from 3 - 7 years
  • Approvals in as little as 48 hours *

We can help make your Australian road trip an amazing adventure with a loan from Finance One for a Campervan or Caravan.

  • Caravans
  • Off-road caravans
  • Pop-top caravans
  • Motorhomes
  • Camper trailers
  • Campervans

Why Finance One? Because we believe in second chances.

  • Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
  • 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
  • Support - Our dedicated support team will get to know you and provide personalised service.

Learn more about Caravan Loans

Finance One Personal Loan

Don’t be held back by a bad credit history. Apply for a Finance One Personal Loan.

  • Loans from $5,000 to $25,000 **
  • Approvals in as little as 48 hours *

Why Finance One? Because we believe in second chances.

  • Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
  • 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
  • Support - Our dedicated support team will get to know you and provide personalised service.

Learn more about Personal Loans

Finance One Travel Loan

Don’t be kept at home by a bad credit history. Apply for Finance One Travel Finance.

  • Loans from $5,000 - $25,000**
  • Loan terms from 3-4 years
  • Approvals in as little as 48 hours*

You can use a travel loan for:

  • Airfares
  • Train tickets
  • Cruise fares
  • Accommodation
  • Vehicle expenses
  • Travel insurance
  • Luggage costs
  • And more!

Why Finance One? Because we believe in second chances.

  • Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
  • 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
  • Support - Our dedicated support team will get to know you and provide personalised service.

Finance One Wedding Loan

Say “I Do” to your perfect Wedding. Apply for Wedding Finance from Finance One.

  • Loans from $5,000 - $25,000**
  • Loan terms from 3-4 years
  • Approvals in as little as 48 hours*

You could use a wedding loan to help pay for:

  • Wedding venue
  • Wedding accommodation
  • Catering
  • Your Wedding gown
  • Wedding suits
  • Wedding car & transport
  • Wedding photographer
  • And more!

Why Finance One? Because we believe in second chances.

  • Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
  • 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
  • Support - Our dedicated support team will get to know you and provide personalised service.

Learn more about wedding loans

Finance One Home Renovation Loan

A bad credit history doesn’t have to hold you back from having a beautiful home. Apply for a loan for your Home Renovation with Finance One.

  • Loans from $5,000 - $25,000**
  • Loan terms from 3-4 years
  • Approvals in as little as 48 hours*

Personal Loans for Home Renovations can be used to finance:

  • New kitchens
  • New bathrooms
  • Minor or major repairs
  • New roofs
  • New floors
  • Outdoor areas
  • Plus more!

Why Finance One? Because we believe in second chances.

  • Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
  • 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
  • Support - Our dedicated support team will get to know you and provide personalised service.

Learn more about home renovation loans

Medical and Dental Loan

Struggling to pay medical or dental bills? Feel better with Finance One Medical & Dental Finance.

  • Loans from $5,000 - $25,000**
  • Loan terms from 3-4 years
  • Approvals in as little as 48 hours*

You can use your Medical and Dental Finance for:

  • Injuries
  • Surgery
  • Dental expenses
  • Dental surgery
  • Physical therapy
  • Chronic illness
  • Rehabilitation
  • Nurse care

Why Finance One? Because we believe in second chances.

  • Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
  • 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
  • Support - Our dedicated support team will get to know you and provide personalised service.

Learn more about medical loans

Finance One Education Loan

Don’t be held back by a bad credit history. Apply for Student Finance with Finance One.

  • Loans from $5,000 - $25,000**
  • Loan terms from 3-4 years
  • Approvals in as little as 48 hours*

You can use Student Finance for:

  • TAFE
  • University fees
  • Technical colleges
  • Books and equipment needs
  • Apprenticeships
  • And more!

Why Finance One? Because we believe in second chances.

  • Flexibility - Finance One customers can make extra repayments or increase their repayment amount at any time.
  • 100% Aussie - With offices in Townsville and Brisbane our team is ready to assist you in finding financial success.
  • Support - Our dedicated support team will get to know you and provide personalised service.

Learn more about education loans

What they’re looking for in a match

  • You must be employed
  • Valid driver's license (overseas licenses accepted if not expired), learner licences fine
  • Applicants must be at least 18 years of age
  • You must be an Australian citizen, permanent resident or holder of a valid working visa
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Finance One’s bio

  • Founded in 2010
  • Headquartered in Townsville, Queensland
  • Regulated by ASIC
Australia

Address

Money Pty Ltd,
Suite 3, Level 2,
1 Taylor Street,
Moorabbin, VIC, 3189 Australia

Company

Money Pty Ltd trading as Money
ABN: 42 626 094 773
ACL: 528698
AFCA: 83955

© Copyright 2021 Money Ltd.



Disclaimer

Money Pty Ltd (trading as Money.com.au) provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. Money.com.au does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the Money.com.au website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.