Australia’s Money Matchmaker®

Meet Jacaranda

last update 11th August 2021

Their Summary

Our aim, regardless of the outcome of your loan application, is to help you move forward in life.

Why match with Jacaranda Finance?

Reason's to say yes:

  • Flexible loan amounts.
  • Flexible repayment terms.
  • Quick application and approval.
  • Bad credit borrowing.
  • Customers who receive Centrelink can still apply.
  • No early repayment fees.

What are Jacaranda Finance's values?

  • Online based service and application Not only are we 100% online, meaning no messy paperwork, but you don’t even have to leave the house to submit an application. You can apply from any device (smartphone, tablet, laptop) at any time of the day from the comfort of your own home.
  • Responsible lenders It’s our aim to give everyone the fair go they deserve, but we can’t just lend to anyone. Jacaranda adheres to responsible lending guidelines. This means we conduct a full financial assessment of applications we receive, including a credit check on eligible applicants. We do this to ensure you can manage the loan you’ve applied for. After all, we want to assist you financially, not make you worse off!
  • Transparent practice We are well aware of the stigma attached to our industry and that’s why we use honesty, transparency and damn good service to prove that we are not like your typical short term lender. We’ll ensure you have all the information available to you before you commit to a loan. That includes fees, interest rate, repayment amounts, frequency etc. We also don’t charge a processing fee for submitting an application and we certainly won’t charge you an early settlement fee if you decide to pay off your loan early.
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Their Rates

Personal LoansCar Loans

Rates from 8.69% to 21.24% p.a

Rates from 5.29% to 24.99% p.a

Comparison Rates from 12.05% to 32.52% p.a

Comparison Rates from 5.84% to 29.99% p.a

Their Fees and Facilities

Fee or Facility TypeAmount or Answer

Establishment Fee

$0 up to $1,000

Monthly Fee


Early Repayment Fee


Exit Fee


Dishonours/Missed payments


Redraw Facility


What can they offer?

Jacaranda Personal Loan

Looking for a simple and fast personal loan? Be it a health emergency, unforeseen car repairs or the usual bills piling up, when life hits you with unexpected financial expenses, we understand you may want to hit back. To do this, sometimes you need a little extra cash on your side – sometimes you need a quick personal loan.

Learn more about Personal Loans

Jacaranda Renovation Loans

Loans for home improvement Renovating your home can be expensive. Something that started as a small job can easily turn into thousands of dollars, leaving a large dent in your budget. Don’t stress or pause your renovations; you can apply for a home renovation loan and save the stress of coming up with the money to cover these bills.

Learn more about Home Renovation Loans

Jacaranda Wedding Loans

Are you stressed about paying for your wedding? If you’re getting married, the last thing you need to be worried about is whether you have enough money to pay for the wedding of your dreams. With the average wedding costing $36,000, it’s no wonder so many people need financial assistance to pay for their big day! Thankfully, Jacaranda Finance is here to help you.

Learn more about Wedding Loans

Jacaranda Holiday Loans

Everyone needs a holiday. If you don’t have the cash, consider a holiday loan from Jacaranda Finance. If it’s time for a holiday, but it’s not in your budget, you might want to consider taking out a holiday loan with Jacaranda Finance. Sometimes, a holiday is just what you need to rest, relax, and rewind. We offer holiday loans from $300 to $10,000 to cover your holiday expenses, so you can go on the vacation you deserve.

Jacaranda Debt Consolidation Loans

Need to consolidate your debt? If you have multiple debts you want to get rid of, you may be after a personal loan for debt consolidation. Luckily, you’ve come to the right place! Jacaranda Finance is an inclusive online lender that specialises in delivering reliable, convenient, and simple personal loans for debt consolidation. We consider other factors than just your credit history, so you could be approved for a personal loan, even with bad credit.

Learn more about Debt Consolidation Loans

Jacaranda Medical Loans

Medical loans can be used to cover the costs of an out-of-budget medical procedure. If you require an urgent medical procedure or wish to fund a cosmetic surgery you have been wanting, you can access an easy medical loan from Jacaranda Finance. Medical costs can be highly expensive, even if you have private health cover. Rather than worrying about sourcing money to cover your medical bills, worry about your health; consider quick medical loans from Jacaranda Finance to alleviate some of your stresses.

Learn more about Medical Loans

Jacaranda Car Loan

Online car loans for new and used cars Looking for a car loan? Great stuff! It’s an exciting time, but don’t forget that buying a car is one of the biggest financial decisions you will ever make (besides buying a home). There are a bunch of things you will need to think about and remember before you put your car loan to good use. But, don’t worry we’re here to help!

Learn more about Car Loans

What they’re looking for in a match

  • 18 years of age
  • Have internet banking for the account your income is deposited into
  • Have regular consistent income going into a bank account
  • Have at least 90 days of bank statements. This can be across different bank accounts
  • Be an Australian Citizen or Permanent Resident
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Jacaranda Finance's bio

  • Founded in 2013
  • Headquartered in Brisbane, Queensland
  • Regulated by ASIC


Money Pty Ltd,
Suite 3, Level 2,
1 Taylor Street,
Moorabbin, VIC, 3189 Australia


Money Pty Ltd trading as Money
ABN: 42 626 094 773
ACL: 528698
AFCA: 83955

© Copyright 2021 Money Ltd.


Money Pty Ltd (trading as provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.