Australia’s Money Matchmaker®

Meet Now Finance

last update 11th August 2021

Their Summary

Our personal touch ensures you’ll always know the status of your loan and can speak with someone that knows you, your loan, and what you need when you need it.

Why match with Now Finance?

Reason's to say yes:

  • Competitive interest rates.
  • Applications are reviewed on a case-by-case basis, unique to your individual circumstances. A credible and viable solution to budget management.
  • You’re helped by your own Australia-based Personal Loan Advisor.
  • We personalise our service to suit you and your needs.
  • Repayment plans from 18 months to 7 years.

What are Now Finance’s values?

  • Designing loans specifically to meet the needs of our customers.
  • Personal loans with a personal touch. Personal repayment plans to suit you, whatever the reason for taking out your loan and your personal circumstances.
  • Keep things simple. If you decide to take out your loan and then never need to call us, we won’t hassle you unnecessarily
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Their Rates

Unsecured Personal LoansCar Loans

Rates from 5.95% - 17.95% p.a

Rates from 4.45% - 15.45% p.a

Comparison Rates from 5.95% - 17.95% p.a

Comparison Rates from 4.45% - 15.45% p.a

Their Fees and Facilities

Fee or Facility TypeAmount or Answer

Establishment Fee


Monthly Fee


Early Repayment Fee


Late Payment Fee


Dishonour Fee


Redraw Facility




What can they offer?

Now Finance Car Loan

A new car is closer with a NOW Finance vehicle loan

  • With vehicle financing from NOW FINANCE you can use your funds your way. We offer flexible terms ranging from 18 to 84 months, payable each week or fortnight. The choice is yours.
  • Your Australia-based personal loan advisor will work with you from day one and help you through the process.

Learn more about Car Loans

Now Finance Debt Consolidation Loan

A Debt Consolidation loan is a convenient way to simplify your debt

  • Loan terms between 18-84 months
  • Interest rates from 5.95% p.a. (comparison rates from 5.95% p.a.)*
  • The flexibility of weekly or fortnightly repayments A simple, easy-to-follow four-step process
  • Access to your own Personal Loan Advisor with continued support throughout your loan term

Learn more about Debt Consolidation Loans

Now Finance Home Renovation Loan

A helpful way to fund your home renovation.

  • We offer a range of tailored personal loans that suit your home improvement needs. With help from your personal loan advisor, all the assistance you need from your application right through to settlement.
  • We make the process easy, quick, and secure.
  • You have the option to repay your NOW Finance home renovation personal loan over a period of up to seven years.
  • You can repay your loan via weekly or fortnightly direct debit.

Learn more about Home Renovation Loans

Now Finance Boat Finance

Get out on the water sooner with NOW Finance boat loan.

  • NOW Finance can help with a loan for your dinghy for the odd spot of fishing, all the way up to sail-cruisers, yachts or motor-cruisers.
  • We have a range of options including flexible loan terms ranging from 18 months up to 7 years.
  • Applying for a boat loan with NOW Finance is quick, easy, and hassle-free. We have personal loan advisors on hand to help you through the process and answer all your questions.

Learn more about Boat Loans

Now Finance Caravan Finance

Make more holiday memories with easy caravan finance

  • Whether you’re a young family, a solo traveler, or a “grey nomad”
  • You’ll get an Australia-based personal loan advisor to help you through the application and settlement process. They’ll be on call to answer your questions and set up finance for your motor-home purchase.

Learn more about Caravan Loans

Now Finance Travel Loans

Accommodating finance solutions to get your closer to your holiday.

  • We offer travel loans tailored specifically to your needs and lifestyle.
  • You can take that once in a lifetime trip, visit your family across the country or across the world, or introduce your kids to the joy of travel.
  • Your Personal Loan Advisor will help you with your application and is on hand to answer all your questions. It’s easy, quick, and hassle-free.

Now Finance Wedding Loans

An easier and simpler way to realise your wedding.

  • Costs such as celebrant hire, venue hire, food and drink for all the guests, stunning dresses for the bride and her bridesmaids, flowers, car hire, and more.
  • You can opt to make weekly or fortnightly repayments via direct debit.
  • Your Personal Loan Advisor will be your point of contact throughout the term of your loan.
  • For a wedding day you and your partner will never forget, don’t compromise; have the wedding day you have always dreamed about.

Learn more about Wedding Loans

Now Finance Medical Loans

Gain greater peace of mind with a hassle-free medical loan.

  • We understand that medical and dental expenses can come out of nowhere. They can also be costly procedures that might break your budget.
  • NOW Finance offers loans that cover medical and dental expenses that are both easy and quick to apply for.
  • Whether you need funds to cover emergency dentistry, laser eye surgery or elective surgery such as cosmetic surgery, hair replacement and other procedures, NOW Finance can help.

Learn more about Medical Loans

Now Finance Jetski Finance

Wave hello to a new jet ski with NOW Finance.

  • A jet ski is fun for the entire family on long beach holidays. You can have thrilling hours of fun as you cut across the water with ease.
  • Our jet ski loan is tailored to suit your needs with repayment options ranging from 18 months up to 7 years. The choice is yours.
  • You can apply for finance no matter where you live in Australia.
  • We give you your own Australia-based personal loan advisor to help you through the process and make financing your new water scooter easy.

Learn more about Jet Ski/Boat Loans

Now Finance Truck Loans

Get greater choice with NOW Finance truck loans

  • Owning a truck for work or personal use can help Australians all over the country with their work and leisure activities.
  • If you need a semi-trailer or something bigger, we can help you get a loan for all sorts of trucks: flat-beds, tippers, box bodies, climate controlled bodies, road tankers, Luton peaks, and curtain-siders.
  • We can also provide personal loans for utes and pick-up trucks, essential for tradies and outdoor enthusiasts.
  • Our personal loans can often be a more cost-effective way to finance a truck compared with a hire purchase.
  • We set you up with an Australia-based personal loan consultant to help you through the truck finance process.
  • You can select loan repayment terms from 18 months all the way up to 7 years. We can also tailor a personalised interest rate based on your financial situation.

Learn more about Car/Truck Loans

Now Finance Motorcycle finance

Quick, easy, and hassle-free motorbike loans

  • We offer a range of finance solutions for street bikes, quad bikes, “choppers” and enthusiast bikes for all types of bike rider.
  • We offer competitive rates on finance and flexible loan terms from as little as 18 months all the way up to 7 years.
  • It only takes 10 minutes to complete and we don’t conduct a credit check.

Learn more about Motorcycle Loans

What they’re looking for in a match

  • Be at least 18 years or older.
  • Be an Australian citizen or permanent resident.
  • Have no defaults (paid or unpaid) or active payday loans.
  • Be employed (not on probation): full time, part-time, self-employed (for more than 24 months) or casual (for more than six months).
  • Not be a current or prior bankrupt or be party to a court judgement.
  • Centrelink can be used as a secondary income together with regular income.
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Now Finance’s bio

  • Founded in 2000
  • Headquartered in Melbourne, Victoria
  • Regulated by ASIC


Money Pty Ltd,
Suite 3, Level 2,
1 Taylor Street,
Moorabbin, VIC, 3189 Australia


Money Pty Ltd trading as Money
ABN: 42 626 094 773
ACL: 528698
AFCA: 83955

© Copyright 2021 Money Ltd.


Money Pty Ltd (trading as provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.