Their Summary
Our personal touch ensures you’ll always know the status of your loan and can speak with someone that knows you, your loan, and what you need when you need it.
Why match with Now Finance?
Reason's to say yes:
- Competitive interest rates.
- Applications are reviewed on a case-by-case basis, unique to your individual circumstances. A credible and viable solution to budget management.
- You’re helped by your own Australia-based Personal Loan Advisor.
- We personalise our service to suit you and your needs.
- Repayment plans from 18 months to 7 years.
What are Now Finance’s values?
- Designing loans specifically to meet the needs of our customers.
- Personal loans with a personal touch. Personal repayment plans to suit you, whatever the reason for taking out your loan and your personal circumstances.
- Keep things simple. If you decide to take out your loan and then never need to call us, we won’t hassle you unnecessarily
Their Rates
| Unsecured Personal Loans | Car Loans |
|---|---|
Rates from 5.95% - 17.95% p.a | Rates from 4.45% - 15.45% p.a |
Comparison Rates from 5.95% - 17.95% p.a | Comparison Rates from 4.45% - 15.45% p.a |
Their Fees and Facilities
| Fee or Facility Type | Amount or Answer |
|---|---|
Establishment Fee | $0 |
Monthly Fee | $0 |
Early Repayment Fee | $0 |
Late Payment Fee | $0 |
Dishonour Fee | $0 |
Redraw Facility | No |
Security | Unsecured |
What can they offer?
Now Finance Car Loan
A new car is closer with a NOW Finance vehicle loan
- With vehicle financing from NOW FINANCE you can use your funds your way. We offer flexible terms ranging from 18 to 84 months, payable each week or fortnight. The choice is yours.
- Your Australia-based personal loan advisor will work with you from day one and help you through the process.
Now Finance Debt Consolidation Loan
A Debt Consolidation loan is a convenient way to simplify your debt
- Loan terms between 18-84 months
- Interest rates from 5.95% p.a. (comparison rates from 5.95% p.a.)*
- The flexibility of weekly or fortnightly repayments A simple, easy-to-follow four-step process
- Access to your own Personal Loan Advisor with continued support throughout your loan term
Now Finance Home Renovation Loan
A helpful way to fund your home renovation.
- We offer a range of tailored personal loans that suit your home improvement needs. With help from your personal loan advisor, all the assistance you need from your application right through to settlement.
- We make the process easy, quick, and secure.
- You have the option to repay your NOW Finance home renovation personal loan over a period of up to seven years.
- You can repay your loan via weekly or fortnightly direct debit.
Now Finance Boat Finance
Get out on the water sooner with NOW Finance boat loan.
- NOW Finance can help with a loan for your dinghy for the odd spot of fishing, all the way up to sail-cruisers, yachts or motor-cruisers.
- We have a range of options including flexible loan terms ranging from 18 months up to 7 years.
- Applying for a boat loan with NOW Finance is quick, easy, and hassle-free. We have personal loan advisors on hand to help you through the process and answer all your questions.
Now Finance Caravan Finance
Make more holiday memories with easy caravan finance
- Whether you’re a young family, a solo traveler, or a “grey nomad”
- You’ll get an Australia-based personal loan advisor to help you through the application and settlement process. They’ll be on call to answer your questions and set up finance for your motor-home purchase.
Now Finance Travel Loans
Accommodating finance solutions to get your closer to your holiday.
- We offer travel loans tailored specifically to your needs and lifestyle.
- You can take that once in a lifetime trip, visit your family across the country or across the world, or introduce your kids to the joy of travel.
- Your Personal Loan Advisor will help you with your application and is on hand to answer all your questions. It’s easy, quick, and hassle-free.
Now Finance Wedding Loans
An easier and simpler way to realise your wedding.
- Costs such as celebrant hire, venue hire, food and drink for all the guests, stunning dresses for the bride and her bridesmaids, flowers, car hire, and more.
- You can opt to make weekly or fortnightly repayments via direct debit.
- Your Personal Loan Advisor will be your point of contact throughout the term of your loan.
- For a wedding day you and your partner will never forget, don’t compromise; have the wedding day you have always dreamed about.
Now Finance Medical Loans
Gain greater peace of mind with a hassle-free medical loan.
- We understand that medical and dental expenses can come out of nowhere. They can also be costly procedures that might break your budget.
- NOW Finance offers loans that cover medical and dental expenses that are both easy and quick to apply for.
- Whether you need funds to cover emergency dentistry, laser eye surgery or elective surgery such as cosmetic surgery, hair replacement and other procedures, NOW Finance can help.
Now Finance Jetski Finance
Wave hello to a new jet ski with NOW Finance.
- A jet ski is fun for the entire family on long beach holidays. You can have thrilling hours of fun as you cut across the water with ease.
- Our jet ski loan is tailored to suit your needs with repayment options ranging from 18 months up to 7 years. The choice is yours.
- You can apply for finance no matter where you live in Australia.
- We give you your own Australia-based personal loan advisor to help you through the process and make financing your new water scooter easy.
Now Finance Truck Loans
Get greater choice with NOW Finance truck loans
- Owning a truck for work or personal use can help Australians all over the country with their work and leisure activities.
- If you need a semi-trailer or something bigger, we can help you get a loan for all sorts of trucks: flat-beds, tippers, box bodies, climate controlled bodies, road tankers, Luton peaks, and curtain-siders.
- We can also provide personal loans for utes and pick-up trucks, essential for tradies and outdoor enthusiasts.
- Our personal loans can often be a more cost-effective way to finance a truck compared with a hire purchase.
- We set you up with an Australia-based personal loan consultant to help you through the truck finance process.
- You can select loan repayment terms from 18 months all the way up to 7 years. We can also tailor a personalised interest rate based on your financial situation.
Now Finance Motorcycle finance
Quick, easy, and hassle-free motorbike loans
- We offer a range of finance solutions for street bikes, quad bikes, “choppers” and enthusiast bikes for all types of bike rider.
- We offer competitive rates on finance and flexible loan terms from as little as 18 months all the way up to 7 years.
- It only takes 10 minutes to complete and we don’t conduct a credit check.
What they’re looking for in a match
- Be at least 18 years or older.
- Be an Australian citizen or permanent resident.
- Have no defaults (paid or unpaid) or active payday loans.
- Be employed (not on probation): full time, part-time, self-employed (for more than 24 months) or casual (for more than six months).
- Not be a current or prior bankrupt or be party to a court judgement.
- Centrelink can be used as a secondary income together with regular income.
Now Finance’s bio
- Founded in 2000
- Headquartered in Melbourne, Victoria
- Regulated by ASIC
