Australia’s Money Matchmaker®

Meet SocietyOne

last update 15th December 2021

Their Summary

We're on a mission to help our borrowers and investors achieve their goals, and provide both with a better deal.

Why match with SocietyOne?

Reason's to say yes: SocietyOne is Australia’s leading digital finance platform.

  • No ongoing fees
  • No monthly fees
  • 100% Australian owned
  • Fixed Repayments for entire loan duration
  • Multiple Loan Purposes
  • Personalised rates based on your credit history/credit profile
  • Quote won't impact your credit score
  • Easy online application in as little as 2 minutes

Our shareholders:

  • Seven West Media
  • News Corp Australia
  • Reinventure
  • EISS Super
  • Australian Capital Equity
  • CPH
  • G&C Mutual Bank

What are SocietyOne’s values?

  • Borrowers High quality borrowers who are looking to get a better and fairer deal than they’d get from the big banks
  • Investors Who are looking to get great returns and are proud that their investments are supporting real people
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Their Rates

Personal LoansCar LoansDebt Consolidation LoansRenovation Loans

Rates from 6.45% - 20.49% p.a

Rates from 5.45% - 21.49%

Rates from 6.45% - 20.49% p.a

Rates from 6.45% - 20.49% p.a

Comparison Rates from 6.45% - 21.43% p.a

Comparison Rates from 5.45% - 22.23%

Comparison Rates from 6.45% - 21.43% p.a

Comparison Rates from 6.45% - 21.43% p.a

Their Fees and Facilities

Fee or Facility TypeAmount or Answer

Establishment Fee

3% with a min fee of $300

Monthly Fee

$0

Early Repayment Fee

$0

Late Repayment fee

$35 per late payment

Dishonour fee

$15 per dishonour

Redraw Facility

No

Security

Unsecured

What can they offer?

Society One Personal Loan

Low Rate Personal Loan

  • Get what you need: Borrow what you need between $5k and $50k
  • Quick & easy: It only takes 5 minutes for most people to complete their online application
  • No ongoing fees: Never pay any monthly or early repayment fees
  • Get Your Funds: Once approved, we’ll have the funds in as little as 1 business day

Personal Loans made easy

  • Consolidate your debts: Thanks to our personal loans, you could consolidate debts into a single repayment or pay for expenses like a wedding that would be difficult to pay off with a credit card.
  • No deposit required: Unlike a mortgage, our personal loans can be “unsecured” which means you don’t need to provide a deposit or collateral (like your home or car).
  • Pay it off sooner: We don’t charge any penalties for paying your personal loan off sooner so you have the option to pay a little extra off when you can!

Learn more about Personal Loans

Society One Car Loan

Low Rate Car Loans

  • Get what you need: Borrow what you need between $5k and $70k
  • Quick & easy: It only takes 5 minutes for most people to complete their online application
  • No ongoing fees: Never pay any monthly or early repayment fees
  • Get Your Funds: Once approved, we’ll have the funds in as little as 1 business day

Car Loans made easy

  • Choose between secured or unsecured loan options, up to 7 year loan terms and monthly or fortnightly repayments.
  • We don’t charge any penalties for paying off your personal loan early, so you have the option to pay a little extra off when you can!

Society One Debt Consolidation

Consolidate Your Debts

  • Get what you need: Borrow what you need between $5k and $50k
  • Quick & easy: It only takes 5 minutes for most people to complete their online application
  • No ongoing fees: Never pay any monthly or early repayment fees
  • Get Your Funds: Once approved, we’ll have the funds in as little as 1 business day

Personal Loans made easy

  • If you want to significantly reduce the amount of interest you incur over the lifetime of multiple debts, or you’re struggling to manage several debt repayments at once, debt consolidation with a personal loan may be a good option for you.
  • Not only does budgeting become easier when you only have to keep track of one regular payment, but it could also save you money thanks to our great low rates. Without early repayment or monthly fees, you could even pay off your debt faster.

Learn more about Debt consolidation Loans

Society One Home Improvement

Plan Your Renovation

  • Get what you need: Borrow what you need between $5k and $50k
  • Quick & easy: It only takes 5 minutes for most people to complete their online application
  • No ongoing fees: Never pay any monthly or early repayment fees
  • Get Your Funds: Once approved, we’ll have the funds in as little as 1 business day

Personal Loans made easy

  • Whether you’re planning to extend your family home, are getting your house ready to put on the market or are wanting to spruce up an existing bathroom or living space, a SocietyOne home improvement loan can be a great way to fund your home renovation.
  • You can avoid adding to your mortgage and incurring additional interest over 10, 15 or 25 years, and with our great low rates and no early repayment fees, you could save on fees too

Learn more about Home Renovation Loans

Society One Student & Education Loans

Using a SocietyOne personal loan for school or higher education fees gets an A+

  • Get what you need: Borrow what you need between $5k and $50k
  • Quick & easy: It only takes 5 minutes for most people to complete their online application
  • No ongoing fees: Never pay any monthly or early repayment fees
  • Get Your Funds: Once approved, we’ll have the funds in as little as 1 business day

Personal Loans made easy

  • No early repayment fees means you can pay the loan off sooner without a termination fee
  • Our great low rates mean you could save money on fees and interest
  • They’re unsecured so you can include the expense of uniforms, books and other study material

Learn more about Education Loans

Society One Holiday & Travel Loans

Plan Your Holiday

  • Get what you need: Borrow what you need between $5k and $50k
  • Quick & easy: It only takes 5 minutes for most people to complete their online application
  • No ongoing fees: Never pay any monthly or early repayment fees
  • Get Your Funds: Once approved, we’ll have the funds in as little as 1 business day

Personal Loans made easy

  • Avoid missing out on all the best travel deals by using a SocietyOne personal loan to fund your next holiday.
  • Secure your flights, accommodation and other big-ticket holiday expenses early and save with our great low rates.
  • Pay off your loan easily with one regular payment and enjoy the great benefits of no monthly or early repayment fees.

Society One Wedding Loans

Pay for your big day

  • Get what you need: Borrow what you need between $5k and $50k
  • Quick & easy: It only takes 5 minutes for most people to complete their online application
  • No ongoing fees: Never pay any monthly or early repayment fees
  • Get Your Funds: Once approved, we’ll have the funds in as little as 1 business day

Personal Loans made easy

  • Pay for the big expenses like venue, catering, the dress and even the honeymoon and begin paying them off before the wedding day
  • Budgeting is easier with one regular payment
  • Our great low rates mean you could save money on fees and interest
  • No monthly or early repayment fees mean you could pay your debt off sooner!

Learn more about Wedding Loans

What they’re looking for in a match

  • Be at least 21 yrs old
  • Earn more than $30,000 p.a. from employment (Centrelink may be used as supplementary income)
  • Be an Australian citizen or permanent resident
  • Have good credit
  • Be using the loan mainly for personal use
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SocietyOne’s bio

  • Founded in 2012
  • Headquartered in Sydney, New South Wales
  • Regulated by ASIC
Australia

Address

Money Pty Ltd,
Suite 3, Level 2,
1 Taylor Street,
Moorabbin, VIC, 3189 Australia

Company

Money Pty Ltd trading as Money
ABN: 42 626 094 773
ACL: 528698
AFCA: 83955

© Copyright 2021 Money Ltd.



Disclaimer

Money Pty Ltd (trading as Money.com.au) provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. Money.com.au does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the Money.com.au website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.