Australia’s Money Matchmaker®

Meet FairGo Finance

last update 11th August 2021

Their Summary

Our approach to lending is unique. You’re not just a credit score to us. You’re a person with a unique financial situation and unique financial goals.

Why match with FairGo Finance?

Reason's to say yes:

  • 100% online
  • Genuine Customer Service
  • Risk Based Pricing
  • No hidden costs or early repayment fees
  • Mates Rates Loyalty Program
  • Boost Your Credit Score
  • Extensive Product Range
  • Flexible Repayments

What are FairGo Finance's values?

  • Providing affordable and responsible cash loans is the sole reason we exist.
  • Provide ongoing value through innovative personal loan solutions, genuine customer support and market-leading fintech services
  • We are committed to listening, adapting and growing with you, to meet your personal loan needs.
Improve your credit score with Money Matchmaker

Their Rates

Personal LoansCar Loans

Rates from 15.92% to 29.90% p.a

Rates from 15.92% to 27.99% p.a

Comparison Rates from 21.65% to 73.06% p.a

Comparison Rates from 26.69% to 36.32% p.a

Their Fees and Facilities

Fee or Facility TypeAmount or Answer

Establishment Fee

$0 up to $662

Monthly Fee

$0 up to $80

Early Repayment Fee


Early discharge fee (applicable to Automotive loans only)


Late Payment Fee


Dishonour Fee


Default Fee

$20 / letter

Redraw Facility


What can they offer?

FairGo Finance Personal Loan

We put the ‘personal’ in personal loans Personalised rates. Personalised terms. Fast personal service. That’s what makes our online loans quick and easy

  • Flexible - $300-$10,000, up to 36 months.
  • Personal - Custom rates. Lower costs.
  • Accessible - Talk to our friendly Australian team

Learn more about Personal Loans

FairGo Finance Medical Loan

Want a medical loan that’s good for your financial health? Quick, easy, responsible loans up to $10,000 for any medical, dental or emergency treatment or care.

  • Easy - Apply online for $300 – $10,000.
  • Quick - It takes 6 minutes to apply.
  • Responsible - Personalised rates and terms.

Learn more about Medical Loans

FairGo Finance Education Loans

Looking for a flexible, responsible, fixed-rate education loan? Quick, easy education and study loans chosen by parents and higher education students across Australia.

  • Flexibility - $300-$10,000 over 3-36 months.
  • Freedom - For any education expenses.
  • Affordability - Personalised terms. Low costs.

Learn more about Education Loans

FairGo Finance Wedding Loans

Want a competitive wedding loan or special occasion loan? Make celebrating your big day a little easier with our personalised wedding loans and celebration finance.

  • Flexibility - $300-$10,000 for any big occasion.
  • Fast - Apply online in 6 minutes.
  • Affordable - Personalised to minimise costs.

Learn more about Wedding Loans

FairGo Finance Holiday Loans

Want a holiday loan that’s easy and affordable? Want a holiday loan that’s easy and affordable?

  • Flexibility - $300-$10,000 over 3-36 months.
  • Affordable - Personalised rates and terms.
  • Easy - Apply online in 6 minutes.

FairGo Finance Debt Consolidation Loans

Our debt consolidation loans are easy Discover how quick, easy and beneficial personalised debt consolidation loans can be.

  • Online - Apply for $300-$10,000 in minutes.
  • Quick - It takes 6 minutes to apply online.
  • Responsible - Personalised terms. Lower costs.

Learn more about Debt Consolidation Loans

FairGo Finance Car Loan

Get a fast, hassle-free car loan With no hidden fees and no nasty surprises, we give everyone a Fair Go!

  • Quick - Apply for $5,000 - $20,000 in 6 minutes
  • Clever - We do the legwork so you protect your credit rating
  • Flexible - Competitive rates tailored to your credit profile.

Learn more about Car Loans

What they’re looking for in a match

  • You are 18 years of age or over
  • Living in Australia (citizen, permanent resident, on a working visa or sponsorship visa)
  • Have not declared bankruptcy in the last 12 months
  • Employed on a casual, part-time or full time basis
Learn to love finding money with Money Matchmaker

FairGo Finance’s bio

  • Founded in 2008
  • Headquartered in Perth, Western Australia
  • Winner 2020 Australian Small Business Champion Awards
  • Members of NCPA since 2011
  • Part of Skybound Capital, a global wealth management business


Money Pty Ltd,
Suite 3, Level 2,
1 Taylor Street,
Moorabbin, VIC, 3189 Australia


Money Pty Ltd trading as Money
ABN: 42 626 094 773
ACL: 528698
AFCA: 83955

© Copyright 2021 Money Ltd.


Money Pty Ltd (trading as provides information about credit products and is authorised to do so as the holder of Australian Credit Licence 528698. does not compare every Lender in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. When you apply for a credit product via the website, you are not applying with us, you are applying directly with a Lender Partner. Before entering into any credit product from one of our Lender Partners, you should confirm the rates and product information with the Lender. All information on this website is general advice only and does not take into account your objectives, financial situation or needs. You should consider whether this advice is right for you and we encourage you to seek independent financial advice.